CYBERPLAN
ActiveSummary
CYBERPLAN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120 and a net result of €75,629. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 18% of 2657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+13
Solvency25▼-10
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0%
Return on assets
10.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2657 sector peers (2025).
NBB · sector comparisonPosition among 2657 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
66 d early
2024
61 d late
2023
61 d late
2022
70 d late
2021
51 d late
2020
83 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€120▼ 99.6%
2024 · €31,277
Total assets
€697,443▲ 122%
2024 · €314,571
Net result
€75,629▲ 5,086%
2024 · €1,458
Working capital
-€48,229▼ 24.5%
2024 · -€38,739
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,783▼ 67.4%€9,831▼ 16.6%€11,420▲ 16.2%€4,275▼ 62.6%€111,882▲ 2,517%
Net result€6,129within the sector's middle half▼ 77.5%€3,877within the sector's middle half▼ 36.8%€6,568within the sector's middle half▲ 69.4%€1,458within the sector's middle half▼ 77.8%€75,629above the sector's middle half▲ 5,086%
Equity€33,491within the sector's middle half▲ 22.4%€37,368within the sector's middle half▲ 11.6%€43,936within the sector's middle half▲ 17.6%€31,277within the sector's middle half▼ 28.8%€120below the sector's middle half▼ 99.6%
Total assets€218,212within the sector's middle half▼ 5.3%€315,196within the sector's middle half▲ 44.4%€333,878above the sector's middle half▲ 5.9%€314,571within the sector's middle half▼ 5.8%€697,443above the sector's middle half▲ 122%
Debt€184,721▼ 9.0%€277,828▲ 50.4%€289,941▲ 4.4%€283,294▼ 2.3%€697,323▲ 146%
Working capital-€10,877within the sector's middle half▲ 31.5%€3,959within the sector's middle half-€43,909below the sector's middle half-€38,739below the sector's middle half▲ 11.8%-€48,229below the sector's middle half▼ 24.5%
Solvency15.3%within the sector's middle half▲ 3.5pp11.9%within the sector's middle half▼ 3.5pp13.2%within the sector's middle half▲ 1.3pp9.9%within the sector's middle half▼ 3.2pp0.0%below the sector's middle half▼ 9.9pp
Current ratio0.86within the sector's middle half▲ 0.071.05within the sector's middle half▲ 0.190.66below the sector's middle half▼ 0.400.80below the sector's middle half▲ 0.140.92within the sector's middle half▲ 0.12
Return on assets (ROA)2.8%within the sector's middle half▼ 9.0pp1.2%within the sector's middle half▼ 1.6pp2.0%within the sector's middle half▲ 0.7pp0.5%within the sector's middle half▼ 1.5pp10.8%within the sector's middle half▲ 10.4pp
Staff (FTE)1.1
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,517% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €697,443
Fixed assets
€133,396 ▼ 18.2%
Current assets
€564,047 ▲ 272%
Equity and liabilities €697,443
Equity
€120 ▼ 99.6%
Debt
€697,323 ▲ 146%
Debt's share of the balance-sheet total rises from 90.1% to 100.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€192,932▲
2024 · €87,927
Cash flow
€156,679▲
2024 · €85,110
Quick ratio
0.92▲
2024 · 0.80
Interest coverage
58.58▲
2024 · 20.68
Debt ≤ 1 year
€612,276▲
2024 · €190,269
Debt > 1 year
€81,547▼
2024 · €90,162
Income taxes
€35,660▲
2024 · €1,266
Staff costs
€63,912▲
2024 · €21
Equity ratios withheld: equity of €120 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €7,330 | - |
| Remuneration, social security and pensions62 | - | €907 | - | €21 | €63,912 | ▲ 297,859% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,167 | €51,099 | €86,048 | €83,652 | €81,050 | ▼ 3.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €4,740 | - |
| Other operating charges640/8 | €2,054 | €2,751 | €2,905 | €5,486 | €3,654 | ▼ 33.4% |
| Gross operating margin9900 | €55,005 | €64,587 | €100,373 | €93,435 | €265,239 | ▲ 184% |
| Operating profit (loss)9901 | €11,783 | €9,831 | €11,420 | €4,275 | €111,882 | ▲ 2,517% |
| Financial income75/76B | - | €0 | €2,201 | €2,700 | €2,700 | = |
| Recurring financial income75 | - | €0 | €2,201 | €2,700 | €2,700 | = |
| Financial charges65/66B | €3,332 | €3,616 | €5,592 | €4,251 | €3,293 | ▼ 22.5% |
| Recurring financial charges65 | €3,332 | €3,616 | €5,592 | €4,251 | €3,293 | ▼ 22.5% |
| Profit (loss) for the period before taxes9903 | €8,451 | €6,216 | €8,029 | €2,725 | €111,289 | ▲ 3,985% |
| Income taxes67/77 | €2,322 | €2,339 | €1,461 | €1,266 | €35,660 | ▲ 2,716% |
| Profit (loss) for the period9904 | €6,129 | €3,877 | €6,568 | €1,458 | €75,629 | ▲ 5,086% |
| Profit (loss) for the period to be appropriated9905 | €6,129 | €3,877 | €6,568 | €1,458 | €75,629 | ▲ 5,086% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €218,212 | €315,196 | €333,878 | €314,571 | €697,443 | ▲ 122% |
| Fixed assets21/28 | €151,044 | €236,526 | €249,520 | €163,041 | €133,396 | ▼ 18.2% |
| Tangible fixed assets22/27 | €151,044 | €236,526 | €249,520 | €163,041 | €133,396 | ▼ 18.2% |
| Land and buildings22 | - | €4,272 | €3,013 | €1,754 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | - | - | - | €747 | - |
| Furniture and vehicles24 | €5,098 | €128 | €1,946 | €2,172 | €555 | ▼ 74.5% |
| Leasing and similar rights25 | €145,946 | €232,127 | €244,561 | €159,115 | €132,094 | ▼ 17.0% |
| Current assets29/58 | €67,168 | €78,669 | €84,358 | €151,530 | €564,047 | ▲ 272% |
| Amounts receivable after more than one year29 | €55,000 | €55,000 | €64,000 | €84,000 | €10,000 | ▼ 88.1% |
| Other amounts receivable291 | €55,000 | €55,000 | €64,000 | €84,000 | €10,000 | ▼ 88.1% |
| Stocks and contracts in progress3 | - | - | - | - | €2,398 | - |
| Contracts in progress37 | - | - | - | - | €2,398 | - |
| Amounts receivable within one year40/41 | €1,316 | €17,760 | €66 | €11,611 | €529,875 | ▲ 4,464% |
| Trade receivables40 | - | €17,760 | - | €6,377 | €140,309 | ▲ 2,100% |
| Other amounts receivable41 | €1,316 | - | €66 | €5,234 | €389,566 | ▲ 7,343% |
| Cash at bank and in hand54/58 | €9,587 | €5,909 | €20,292 | €15,919 | €17,911 | ▲ 12.5% |
| Deferred charges and accrued income490/1 | €1,266 | - | - | €40,000 | €3,863 | ▼ 90.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €218,212 | €315,196 | €333,878 | €314,571 | €697,443 | ▲ 122% |
| Equity10/15 | €33,491 | €37,368 | €43,936 | €31,277 | €120 | ▼ 99.6% |
| Contributions10/11 | €120 | €120 | €120 | €120 | €120 | = |
| Outside capital11 | €120 | €120 | €120 | €120 | - | - |
| Other1109/19 | €120 | €120 | €120 | €120 | - | - |
| Reserves13 | €33,371 | €37,248 | €43,816 | €31,157 | €0 | ▼ 100% |
| Distributable reserves133 | €33,371 | €37,248 | €43,816 | €31,157 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €184,721 | €277,828 | €289,941 | €283,294 | €697,323 | ▲ 146% |
| Amounts payable after more than one year17 | €106,676 | €203,117 | €159,497 | €90,162 | €81,547 | ▼ 9.6% |
| Financial debts170/4 | €106,676 | €203,117 | €159,497 | €90,162 | €81,547 | ▼ 9.6% |
| Amounts payable within one year42/48 | €78,045 | €74,711 | €128,267 | €190,269 | €612,276 | ▲ 222% |
| Current portion of amounts payable after more than one year42 | €38,651 | €23,823 | €79,492 | €66,427 | €52,947 | ▼ 20.3% |
| Trade debts44 | €6,185 | €2,209 | €1,316 | €1,842 | €413,489 | ▲ 22,349% |
| Suppliers440/4 | €6,185 | €2,209 | €1,316 | €1,842 | €413,489 | ▲ 22,349% |
| Taxes, remuneration and social security45 | €2,756 | €10,294 | €10,959 | €3,476 | €36,926 | ▲ 962% |
| Taxes450/3 | €2,756 | €6,381 | €10,959 | €3,476 | €36,926 | ▲ 962% |
| Remuneration and social security454/9 | - | €3,912 | - | - | - | - |
| Other amounts payable47/48 | €30,453 | €38,385 | €36,500 | €118,524 | €108,915 | ▼ 8.1% |
| Accrued charges and deferred income492/3 | - | - | €2,177 | €2,863 | €3,500 | ▲ 22.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,129 | €3,877 | €6,568 | €1,458 | €75,629 | ▲ 5,086% |
| + Depreciation and write-downs630 | €41,167 | €51,099 | €86,048 | €83,652 | €81,050 | ▼ 3.1% |
| Operating cash flow (approximation) | €47,297 | €54,976 | €92,616 | €85,110 | €156,679 | ▲ 84.1% |
| Investment in fixed assets (approximation) | - | -€136,581 | -€99,042 | €2,827 | -€51,405 | ▼ 1,918% |
| Change in cash | - | -€3,678 | €14,382 | -€4,373 | €1,991 | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €75,629 ▲5,086%
Operating result €111,882, net result €75,629, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €1,458 ▼77.8%
Net result drops to €1,458, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2019
Ground area
4,869 m²
Building footprint
4,901 m²
Volume, LiDAR
43,255 m³
Parcel 31022A0108/00K002, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
21
companies at this address
See who is registered here
1 establishment unit
Cyberplan
since 20192.296.135.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022A0108/00K002 | Flanders | 4,869 m² | 1 · 4,901 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2025 · 2 entries · 52,000 EUR awarded · 14,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 52,000 EUR | 14,500 EUR |
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Of 862 companies in this sector we hold annual accounts for 264. 9 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded18-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
95100Repair and maintenance of computers and communication equipment
77330Rental and leasing activities
81220Other building cleaning and industrial cleaning
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736573161
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.