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CRESCENDO

Active
Public limited companyfounded 1982active for 43 yearsTurnhoutsebaan 185, 2970 Schilde, BelgiumKBO/BCE: BE 0423.685.211
Summary

CRESCENDO has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €410,540 and a net result of -€15,549. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 52% of 2,065 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
CRESCENDOActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Advertising agencies
NACE 73110Publishing activities NACE 58120
7th oldest company in Schilde, Professional and technical services sector1 site
Size
≈ €320,000turnover 2025, estimated
Staff
1 FTE
Equity
€410,540
Loss
-€15,549
Turnover estimated from the gross margin
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
STUYTS INVEST · 80%
  • BV FanikioDirector · permanent representative Peter Segers
  • BV STUYTS INVESTManaging director · permanent representative Manuel Stuyts
2025 accounts 2 days early2 of 10 deeds summarised
Why 92lowers riskFounded in 1982Size: 1 FTE, total assets €876,665Liquidity: current ratio 0.93, cash €208,430Equity €410,540 (46.8% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 37% of its sector peers (NACE 73, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 72+4
equity 46.8% of total assets
Liquidity 53+22
short-term debt 53.2% · cash 23.8%
Profitability 25+18
return on assets -1.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,217 companies, NACE 73, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%▼ -0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.6%▲ +0.3 percentage points vs 01-2026highest value 03-2026: < 0.1%▼ -0.6 percentage points vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.93, compared with 0.93 in 2024, below 1; short-term debt: 53.2% and cash: 23.8% of total assets), and 53.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 46% on solvency, 43% on liquidity, 21% on profitability and 37% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1982
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: 1 FTE, total assets €876,665
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.93, cash €208,430
NBB · annual accounts
lowers risk · Equity €410,540 (46.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€15,549
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
3 days early
2023
1 day early
2022
5 days early
2021
5 days early
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end29-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Reappointments: BV STUYTS INVEST (director) and…Permanent representatives: Manuel Stuyts and…

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€15,549 View
  • Positive: Result rose in 2025from -€93,998 to -€15,549 ▲ 83.5% View
  • Caution: Among the weakest 17% on net resultsector median €16,529 · 2,064 companies -€15,549 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by STUYTS INVEST 80% View

By topic

Financials

Financial year
2025
Total assets
€876,665
Loss
-€15,549
Solvency
46.8%
Total assets▼ 12.0%
Net result
20192025
Go to Financials

Board & ownership

Board
2 members
Parent
STUYTS INVEST · 80%
  • BV FanikioDirector
  • BV STUYTS INVESTManaging director
Go to Board & ownership

Timeline

Events
45
Since
1984
Next accounts
by 31-01-2027
  1. 08-02-2024Reappointments: STUYTS INVEST (director) and FANIKIO (director)
  2. 30-01-2024Annual accounts filed
  3. 30-06-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Advertising agenciesNACE 73110
Founded
03-12-1982
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about CRESCENDO

What is the company number of CRESCENDO?
0423.685.211. In Belgium the VAT number is the company number with BE in front: BE 0423.685.211.
Where is CRESCENDO based?
The registered office is at Turnhoutsebaan 185, 2970 Schilde.Company details
What does CRESCENDO do?
According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of CRESCENDO?
Public limited company (NV).
When was CRESCENDO founded?
On 03-12-1982.
Is CRESCENDO still active?
Yes, CRESCENDO is an active enterprise in the KBO register.
How many employees does CRESCENDO have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CRESCENDO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CRESCENDO profitable?
In financial year 2025, CRESCENDO made a loss of €15,549.
Where can I find the annual accounts of CRESCENDO?
CRESCENDO filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CRESCENDO due?
By 31-01-2027, for financial year 2026.Timeline

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