Financials
- Fiscal year
- 2025
- Turnover
- €36.9m
- Profit
- €5.1m
- Solvency
- 65.7%
Turnover▲ 4.1%
Net result
20182025
Summary
CREFIUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18.5m and a net result of €5.1m. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 2655 sector peers (fiscal year 2025). The company has been active since 1911 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Financial service activities, except insurance and pension funding
NACE 64190NACE 65120
#1 oldest company in Sint-Joost-ten-Node, Finance and insurance sector3 sites
How big
€36.9mturnover 2025
- Staff
- 197.4 FTE
- Equity
- €18.5m
- Profit
- €5.1m
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Parent
- BELFIUS BANK
- Board
- 5 members
- Holdings
- 2
Auditor: KPMGAccounts 127 d early97 of 98 deeds read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
126 d early
2023
106 d early
2022
102 d early
2021
125 d early
2020
131 d early
2019
106 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 118 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignations: Van Loock Johan (director) and…Reappointment: Van Loock Johan (director)…
- Annual accounts filedfiscal year 2025 · full…
- Resignations: Camille Gillon (director) and Philippe…Appointments: Mia Neyens (gecoöpteerd bestuurder)…
Key points
- Positive: Oldest company in Sint-Joost-ten-Node, Finance and insurance sectorin the Checked rankings #1 View
- Board changedlatest change 19-02-2026 · 5 in office 2 joined · 2 left View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €5.1m 8 years View
- Controlled by BELFIUS BANK parent View
- Active since 1911founded 11-05-1911 115 years View
By topic
Board & ownership
- Board
- 5 members
- Parent
- BELFIUS BANK
- Auditor
- KPMG
Go to Board & ownership
Network & group
- Holdings
- 2
- Connected companies
- 22
- Mergers and contributions
- 1
2 holdings
Timeline
- Events
- 63
- Since
- 2005
- Next accounts
- by 31-07-2027
- 24-08-2026Resignations: Van Loock Johan (director) and KPMG…
- 26-03-2026Annual accounts filed
- 19-02-2026Resignations: Camille Gillon (director) and Philippe Demazy…
Support & recognitions
- Funding sources
- 1
- Recognitions
- 1 register
- Flemish government
- €16,187awarded · 2022 - 2025
- LEI
- active549300B06M0N5TCJ4I07
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64190
- Founded
- 11-05-1911
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- De vennootschap heeft tot voorwerp het onderzoeken en het waarborgen van allerlei krediet-…
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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