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CREDISHOP

Active Risk: not assessed
Public limited companyfounded 1992active for 34 yearsFruithoflaan 21, 2600 Antwerpen, BelgiumKBO/BCE: BE 0447.111.503
Summary

CREDISHOP is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €340,000 and a net result of -€135,668. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 37% of 612 sector peers (NACE 66, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

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CREDISHOPActive
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Overview

Official details

Source: KBO
Status
Active since 08-04-1992 Normal situation
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment units
2.303.130.188 2600 Antwerpen, since 08-06-2020
2.303.130.782 3500 Hasselt, since 08-06-2020and 1 other
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€135,668
▲ 3.0%
Equity
€340,000
▼ 28.5%
Total assets
€1.2m
▲ 2.4%
Employees on 31-12-2025
4
=
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
6 days early
2023
67 days late
2022
5 days early
2021
30 days early
2020
18 days early
2019
116 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€135,668 View
  • Caution: Lower net result than 91% of companies in auxiliary financial servicessector median €113,793 · 613 companies -€135,668 View
  • Caution: Board changedlatest change 19-06-2026 · 1 in office 1 joined · 2 left View
  • Caution: Equity fell in 2025from €475,668 to €340,000 ▼ 28.5% View

Recent changes

  1. · Gazette deed Resignation: Sven VAN SANTVLIET (director)Appointment: Rudy BROECKAERT (sole director)
  2. · Gazette deed Resignation: Bruyland Herman (director)
  3. · Gazette deed Capital & shares · Amendment of the articles
All 19 events

Comparable companies

These companies have the same main activity as CREDISHOP: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €1.2m and €3.1m, founded between 1982 and 2003.

CompanyTotal assetsGross margin
CREDISHOP Antwerpen€1.2m€0.7m
BV Raman, van Eekelen & Van Loon Kalmthout€2.0m€0.7m
GROUP TRYBOU Ieper€2.1m€0.7m
Cabay & fils Aubel€1.2m€0.9m
R&B FINANCE Florennes€1.2m€0.8m
D.M.E. CHANGE Brussel€2.0m€0.5m
LEEMANS KREDIETEN Antwerpen€3.1m€0.5m
Full comparison

Key facts about CREDISHOP
What is the company number of CREDISHOP?
The company number of CREDISHOP is 0447.111.503. The VAT number is the same number with BE in front: BE 0447.111.503.
Where is CREDISHOP based?
The registered office is at Fruithoflaan 21, 2600 Antwerpen.Company details
What does CREDISHOP do?
According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
What is the legal form of CREDISHOP?
The legal form of CREDISHOP is Public limited company (NV).
When was CREDISHOP founded?
CREDISHOP was founded on 08-04-1992.
Is CREDISHOP still active?
Yes, CREDISHOP is an active enterprise in the KBO register.
How many employees does CREDISHOP have?
CREDISHOP had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CREDISHOP fall under?
In its 2025 annual accounts, CREDISHOP states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of CREDISHOP?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €723,624 and 31 comparable companies (NACE 66). It probably lies between €1.0m and €1.3m. In financial year 2018 turnover was €52,218.
Is CREDISHOP profitable?
In financial year 2025, CREDISHOP made a loss of €135,668.
Where can I find the annual accounts of CREDISHOP?
CREDISHOP filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREDISHOP due?
CREDISHOP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

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