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Creafin

Active
Public limited company·Verstrekken van hypothecair krediet· 31 yrs active
Duwijckstraat 17 ·2500 Lier, Belgium
KBO/BCE: BE 0455.731.338
Watch Print / PDF
Age31 yrs
Board7
Connections6
Real estate1 parcel · 5.6 ha

Summary

Conclusion

the dossier summarised in one paragraph

Creafin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Trust signals

2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2024 verkort 03-12-2024 2024-00609857
30-06-2023 verkort 11-12-2023 2023-00527359
30-06-2022 verkort 26-10-2022 2022-20476708
30-06-2021 verkort 12-01-2022 2022-00900183
30-06-2020 verkort 03-11-2020 2020-68200367
30-06-2019 verkort 22-11-2019 2019-74200237
30-06-2018 verkort 27-11-2018 2018-72900161
30-06-2017 verkort 20-11-2017 2017-69900363
30-06-2016 verkort 22-11-2016 2016-68200053
30-06-2015 verkort 30-11-2015 2015-67900138

Directors

Directors & mandates

12 directors
Current directors & mandates
  • SERAFIN Maryline Dominique
    Director
    State Gazette act 26320000 (30-03-2026)
    Current
    30-03-2026 → present
  • Herman Bruyland
    Director
    State Gazette act 26320000 (30-03-2026)
    Current
    24-02-2026 → present
    5 events
    • 30-03-2026 Mandate renewed· Director
    • 24-02-2026 Mandate renewed· Director
    • 24-02-2026 Resigned· Managing director
    • 24-03-2020 Appointed· Director
    • 24-03-2020 Appointed· Managing director
  • Jacobus Berkhout
    Managing director
    State Gazette act 26027949 (24-02-2026)
    Current
    24-02-2026 → present
  • Maryline Serafin
    Director
    State Gazette act 26027949 (24-02-2026)
    Current
    24-02-2026 → present
  • Jo Janssens
    Director
    State Gazette act 26027949 (24-02-2026)
    Current
    16-06-2025 → present
    2 events
    • 16-06-2025 Appointed· Director
    • 16-06-2025 Appointed· Managing director
  • Marcel Berkhout
    Managing director
    State Gazette act 24008654 (12-01-2024)
    Current
    22-07-2021 → present
    2 events
    • 01-01-2024 Appointed· Managing director
    • 22-07-2021 Appointed· Director
  • Broeckaert Rudy
    Director
    State Gazette act 22146298 (12-12-2022)
    Current
    03-04-2017 → present
    2 events
    • 12-12-2022 Mandate renewed· Director
    • 03-04-2017 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • BroeckaertLegal entity
    Director· perm. rep.: Rudy Broeckaert
    State Gazette act 14070918 (01-04-2014)
    Not recently confirmed
    last confirmed in an act from 2014
  • DUHOLDLegal entity
    Director· perm. rep.: Bruno Scheerlinck
    State Gazette act 14070918 (01-04-2014)
    Not recently confirmed
    last confirmed in an act from 2014
    2 events
    • 01-04-2014 Appointed· Director
    • 01-04-2014 Appointed· Managing director
Former directors (3)
  • Bruno Scheerlinck
    Director
    State Gazette act 17047450 (03-04-2017)
    Former
    03-04-2017 → 24-03-2020
    3 events
    • 24-03-2020 Resigned· Director
    • 03-04-2017 Appointed· Director
    • 03-04-2017 Appointed· Managing director
  • BroeckaertLegal entity
    Director· perm. rep.: Rudy Broeckaert
    State Gazette act 17047450 (03-04-2017)
    Former
    - → 03-04-2017
  • DuholdLegal entity
    Director· perm. rep.: Bruno Scheerlinck
    State Gazette act 17047450 (03-04-2017)
    Former
    - → 03-04-2017
    2 events
    • 03-04-2017 Resigned· Director
    • 03-04-2017 Resigned· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

1 auditor
Statutory auditor IRE/IBR number Tenure
Baker Tilly Bedrijfsrevisoren
Company auditor · represented by Jan Smits
 - 28-07-2016 → 14-09-2016
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verstrekken van hypothecair krediet(64922)
Legal form Public limited company(014)
Incorporation27-07-1995
StatusActive
Postal code2500

Structure & network

Connections & network

6 connected companies
Broeckaert, Parent company BBroeckaertDUHOLD, Parent company DDUHOLDBroeckaert Rudy, Shared director BR Broeckae… RudyASTRA SWEETS, Shared corporate director ASASTRA SWEETSAUXIFINA, Shared corporate director AAUXIFINALA LORRAINE BAKERY GROUP, Shared corporate director LLLA LORRAINEBAKERY GROUPCreafin Creafin0455.731.338
Group structureShared directors
Group structure
Broeckaert
Parent · 4 subsidiaries · 1 location
Control→
DUHOLD
Parent · 2 subsidiaries · 1 location
Control→
Linked via shared directors
Broeckaert
viaBroeckaert Rudy · Permanent representative
former→
Network connections
ASTRA SWEETS
Shared corporate director
→
AUXIFINA
Shared corporate director
→
LA LORRAINE BAKERY GROUP
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
Duwijckstraat 17, 2500 Lier
Verstrekken van hypothecair krediet
since 19952.073.360.350
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5.6 ha
Buildings1
Building footprint2.3 ha
Volume (LiDAR)252,228 m³
Tallest building20.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0300/00C000 Flanders 5.6 ha 1 · 2.3 ha 20.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 verified act

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
30-03-2026 Resignations & appointments
7 facts
  • General meeting , 15 december 2025
  • Director reappointment, BRUYLAND, Herman (bestuurder)
  • Director appointment, SERAFIN Maryline Dominique (bestuurder)
  • Director appointment, JANSSENS Jo (bestuurder)
  • General meeting , 4 november 2025
  • Auditor appointment, BV FORVIS MAZARS Bedrijfsrevisoren
+1 further fact

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verstrekken van hypothecair krediet64922Verstrekken van hypothecair krediet64922Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Activiteiten van gemengde verzekeringsentiteiten, overwegend leven65112Activiteiten van gemengde verzekeringsondernemingen, overwegend leven65112Activiteiten van gemengde verzekeringsentiteiten, overwegend niet-leven65122Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven65122
Primary activity highlighted.
Names & trade names
Legal nameNL Creafin
Registered office
Duwijckstraat 17
2500 Lier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.