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CRAFTEKE

Active
Private limited company·Uitgeven van overige software· 9 yrs active
Leuvensesteenweg 242 ·1000 Brussel, Belgium
KBO/BCE: BE 0675.667.554
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Age9 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CRAFTEKE is 1.4% (low). The 2025 annual accounts show negative equity (€-1k) and a net result of €436. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 63 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Lower-failure-rate sector Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 63 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

Turnover€69k-24.0%
EBIT margin-45.4%-22.7pp
Net result€436-99.0%
Working capital€-10k+3.6%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro
€-50k€0€50k€100kOperating result 2021: €-13k€-13kNet result 2021: €-2k€-2kRevenue 2022: €91k€91kOperating result 2022: €-21k€-21kNet result 2022: €-21k€-21kRevenue 2023: €69k€69kOperating result 2023: €-31k€-31kNet result 2023: €-32k€-32kOperating result 2024: €44k€44kNet result 2024: €44k€44kOperating result 2025: €1k€1kNet result 2025: €436€43620212022202320242025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 58 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -6.0% 13.4%
better than 20% of 63 sector peers
Net result €436 €2k
better than 46% of 63 sector peers
Equity €-1k €14k
better than 20% of 63 sector peers
Gross operating margin €48k €21k
better than 62% of 63 sector peers
Total assets €23k €80k
better than 18% of 63 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P20
2020: P70 · n=412021: P35 · n=842022: P14 · n=1732023: P7 · n=2052024: P20 · n=2302025: P20 · n=632020 2025
Weakening position over 2020-2025 · n=41-230
Net result P46
2020: P72 · n=412021: P16 · n=842022: P16 · n=1732023: P10 · n=2052024: P83 · n=2292025: P46 · n=632020 2025
Stable position over 2020-2025 · n=41-229
Equity P20
2020: P50 · n=412021: P41 · n=842022: P14 · n=1732023: P8 · n=2052024: P18 · n=2302025: P20 · n=632020 2025
Weakening position over 2020-2025 · n=41-230
Gross operating margin P62
2020: P51 · n=412021: P45 · n=842022: P46 · n=1732023: P45 · n=2042024: P82 · n=2262025: P62 · n=632020 2025
Stable position over 2020-2025 · n=41-226
Describes the position versus peers, not a forecast.
Revenue
€69k
-24.0% 19-25
EBITDA
€5k
-88.8% 19-25
Net profit
€436
-99.0% 19-25
Cash flow
€5k
-90.0% 19-25
Total assets
€23k
-57.1% 19-25
Equity
€-1k
+24.0% 19-25
Working capital
€-10k
+3.6% 19-25
Employees (FTE)
4
+153.3% 19-25
Staff costs
€42k
+0.2% 19-25
Income taxes
€27
-98.9% 19-25
Debt
€24k
-56.0% 19-25
Debt ≤ 1y
€24k
-56.0% 19-25
Current ratio
0.61
-26.1% 19-25
Quick ratio
0.61
-26.1% 19-25
Solvency
-6.0%
-77.1% 19-25
Debt / equity
-17.60
+42.1% 19-25
ROE
-31.6%
+98.7% 19-25
ROA
1.9%
-97.7% 19-25
Net margin
-46.6%
-105.1% 19-25
EBITDA margin
-41.4%
-99.3% 19-25
Interest coverage
7.06
-93.1% 19-25
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€5k
Net profit€436
Cash flow€5k
Staff costs€42k
Income taxes-
Dividends-
Total assets€23k
Equity€-1k
Debt€24k
of which ≤ 1y€24k
of which > 1y-
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.61
Quick ratio0.61
Working capital ratio-41.8%
Solvency-6.0%
Debt / equity-17.60
Long-term debt ratio-
Interest coverage7.06
Gross margin-
Net margin-
ROA1.9%
ROE-31.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€23k
Fixed assets 21/28€8k
Intangible fixed assets 21€3k
Tangible fixed assets 22/27€5k
Financial fixed assets 28€150
Current assets 29/58€15k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€23k
Equity 10/15€-1k
Contributions / capital 10/11€9k
Accumulated profits (losses) 14€-11k
Amounts payable 17/49€24k
Amounts payable within one year 42/48€24k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€48k
Operating result 9901€1k
Financial income 75€131
Financial charges 65€763
Result before taxes 9903€436
Net result for the period 9904€436
Result to be appropriated 9905€436
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
13 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

2 locations
Crafteke
Leuvensesteenweg 242, 1000 BrusselUitgeven van overige software
since 20172.274.565.470
OXYKUBE
Kroonlaan 227, 1050 ElseneSport- en recreatieonderwijs
since 20222.343.630.163
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3.1 ha
Buildings2
Building footprint484 m²
Volume (LiDAR)1,330 m³
Tallest building17.3 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443C0224/00E009 Brussels 3.0 ha 1 · 360 m² -
21806F0078/00D002 Brussels 123 m² 1 · 124 m² 17.3 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
06-12-2023 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Pamela Carrette
Summary: completedNotary: Pamela Carrette · Jette

Analysis

Snowflake analysis

financial profile on 5 axes
Health13Profitability0Solvency36Growth22Stability100
34 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 13
Profitability 0
Solvency 36
Growth 22
Stability 100

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, nearest first

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige uitgeverijen van software58290Uitgeven van overige software58290Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige recreatie- en ontspanningsactiviteiten, n.e.g.93299Overige recreatie- en ontspanningsactiviteiten, neg93299
Primary activity highlighted.
Names & trade names
Legal nameFR CRAFTEKE
Registered office
Leuvensesteenweg 242
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.