Summary
Conclusion
the dossier summarised in one paragraphCOVERCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 27-02-2026 | 27 d late | 2026-00045090 |
| 30-06-2024 | 31-01-2025 | 30-01-2025 | 1 d early | 2025-00016062 |
| 30-06-2023 | 31-01-2024 | 04-03-2024 | 33 d late | 2024-00038291 |
| 30-06-2022 | 31-01-2023 | 31-01-2023 | on the day | 2023-00012268 |
| 30-06-2021 | 31-01-2022 | 31-01-2022 | on the day | 2022-03500488 |
| 30-06-2020 | 31-01-2021 | 05-02-2021 | 5 d late | 2021-04800417 |
| 30-06-2019 | 31-01-2020 | 16-01-2020 | 15 d early | 2020-01500314 |
| 30-06-2018 | 31-01-2019 | 30-01-2019 | 1 d early | 2019-02800245 |
| 30-06-2017 | 31-01-2018 | 31-01-2018 | on the day | 2018-03000459 |
| 30-06-2016 | 31-01-2017 | 30-01-2017 | 1 d early | 2017-02400027 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | verkort | 27-02-2026 | 2026-00045090 |
| 30-06-2024 | verkort | 30-01-2025 | 2025-00016062 |
| 30-06-2023 | verkort | 04-03-2024 | 2024-00038291 |
| 30-06-2022 | verkort | 31-01-2023 | 2023-00012268 |
| 30-06-2021 | verkort | 31-01-2022 | 2022-03500488 |
| 30-06-2020 | verkort | 05-02-2021 | 2021-04800417 |
| 30-06-2019 | verkort | 16-01-2020 | 2020-01500314 |
| 30-06-2018 | volledig | 30-01-2019 | 2019-02800245 |
| 30-06-2017 | volledig | 31-01-2018 | 2018-03000459 |
| 30-06-2016 | volledig | 30-01-2017 | 2017-02400027 |
Directors
Directors & mandates
under verificationDirectors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24381581). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
CONVENS GuidoDirectorState Gazette act 24381581 (27-03-2024)Current27-03-2024 → present
2 events
- 27-03-2024 Appointed· Director
- 27-03-2024 Appointed· Afgevaardigde bestuurder
-
CONVENS LucDirectorState Gazette act 24381581 (27-03-2024)Current27-03-2024 → present
2 events
- 27-03-2024 Appointed· Director
- 27-03-2024 Appointed· Afgevaardigde bestuurder
-
CONVENS LudoDirectorState Gazette act 24381581 (27-03-2024)Current27-03-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 19-03-2003 |
| Status | Active |
| Postal code | 2490 |
Structure & network
Locations & real estate
Establishment units
1 locationGraanstraat 19, 2490 Balen
since 20032.126.601.769
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area186 m²
Buildings1
Building footprint180 m²
Volume (LiDAR)1,006 m³
Tallest building9.9 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003E0343/00H000 | Flanders | 186 m² | 1 · 180 m² | 9.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Capital history · 1
07-01-2025
Capital change
All acts · 2
updated 1 year ago
2025
07-01-2025 Capital decrease of €1,708,000 to €62,000
2024
27-03-2024 5 directors appointed
- CONVENS Ludo, Bestuurder
- CONVENS Guido, Bestuurder
- CONVENS Luc, Bestuurder
- CONVENS Luc, Afgevaardigde bestuurder
- CONVENS Guido, Afgevaardigde bestuurder
Notary:
Jan VAN ERMENGEM · Meerhout
Analysis
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameNL | COVERCO |
Registered office
Graanstraat 19
2490 Balen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.