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CORTIBEL

Active
Cooperative companyfounded 2010active for 16 yearsRue Bellaire(RR) 13, 4120 Neupré, BelgiumKBO/BCE: BE 0823.126.162
Summary

CORTIBEL has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.6m and a net result of €33,366. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 65% of 11,221 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
CORTIBELActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Property management for co-owned buildings (syndics)
NACE 68321Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Largest company by total assets in Neupré, Real estate sector1 site
Size
≈ €1.9mturnover 2025, estimated
Staff
2.1 FTE
Equity
€5.6m
Profit
€33,366
Turnover estimated from the gross margin
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Largest shareholder
NEUPRE NET SERVICES · 46.55%
Board
9 members
Holdings
4
2025 accounts 31 days early8 of 17 deeds summarised
Why 86raises riskLiquidity: current ratio 1.02, cash €285,5351 of the last 3 latelowers riskSize: 2.1 FTE, total assets €11.3mFigures for financial year 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 54% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 75-1
equity 49.8% of total assets
Liquidity 53-1
short-term debt 4.4% · cash 2.5%
Profitability 49+1
return on assets 0.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,627 companies, NACE 68, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €480,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, compared with 1.39 in 2024, below the usual 1.5; short-term debt: 4.4% and cash: 2.5% of total assets), and 50.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 64% on solvency, 62% on liquidity, 42% on profitability and 48% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.02, cash €285,535
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: 2.1 FTE, total assets €11.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 days early
2024
1 day early
2023
on the day
2022
35 days late
2021
79 days late
2020
282 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Philippe Callens (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Largest company by total assets in Neupré, Real estate sectorin the Checked rankings No. 1 View
  • New directorlatest change 09-04-2026 · 9 in office 1 joined View
  • Total assets 20256 financial years filed €11.3m View

By topic

Financials

Financial year
2025
Total assets
€11.3m
Profit
€33,366
Solvency
49.8%
Total assets▲ 2.2%
Net result
20182025
Go to Financials

Board & ownership

Board
9 members
Largest shareholder
NEUPRE NET SERVICES · 46.55%
  • David BastinDirector
  • Edouard DavidDirector
  • Hervé SamynDirector
  • Joséphine LeonardiDirector
  • Olivier MatzDirector

and 4 other directors

Go to Board & ownership

Network & group

Holdings
4
Connected companies
2
Mergers and asset contributions
1

4 holdings

Go to Network & group

Timeline

Events
32
Since
2011
Next accounts
by 31-07-2027
  1. 30-07-2025Annual accounts filed
  2. 22-07-2025Appointments: Hervé Samyn, Olivier Matz and 6…
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Property management for co-owned buildings (syndics)NACE 68321
Founded
12-02-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about CORTIBEL

What is the company number of CORTIBEL?
0823.126.162. In Belgium the VAT number is the company number with BE in front: BE 0823.126.162.
Where is CORTIBEL based?
The registered office is at Rue Bellaire(RR) 13, 4120 Neupré.Company details
What does CORTIBEL do?
According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
What is the legal form of CORTIBEL?
Cooperative company (CV).
When was CORTIBEL founded?
On 12-02-2010.
Is CORTIBEL still active?
Yes, CORTIBEL is an active enterprise in the KBO register.
How many employees does CORTIBEL have?
On average 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CORTIBEL?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CORTIBEL profitable?
In financial year 2025, CORTIBEL made a profit of €33,366.
Where can I find the annual accounts of CORTIBEL?
CORTIBEL filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CORTIBEL due?
By 31-07-2027, for financial year 2026.Timeline

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