Checked.be · Company dossierhttps://checked.be/en/c/coram-0403925618 · as of 04-10-2026
CORAM
Active
Public limited company · founded 1957 · 69 yrs activeStuifzandstraat 38, 3900 Pelt, BelgiumKBO/BCE: BE 0403.925.618
Summary
CORAM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of CORAM were filed more than 90 days after the deadline. The 2023 annual accounts show equity of €24.1m and a net result of -€929,579. Equity remains stable across the filed fiscal years (±2.3% per year). The company has been active since 1957 and the Belgian State Gazette contains no insolvency or warning signals.
Financial institution: outside the modelProbability: sector outside the model
Structure
Board
1 member
Holdings
4
Accounts 65 d overdue1 of 33 deeds read
Signals- Filed more than 90 days lateShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
1 signal. The signal on the left, the evidence on the right.
+raises risk
+
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-03-2026, 214 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 161 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Resignations: Stichting Coram (director) and Belaru…Appointment: Kemphaan B.V. (director) ·…
Annual accounts filedfiscal year 2024 · full…
Annual accounts filedfiscal year 2024 · consolidated…
Key points
Risk: 6 loss-making years in a rowloss fiscal year 2023-€929,579View
Caution: Result fell in 2023from -€327,533 to -€929,579▼ 184%View
Caution: Board changedlatest change 11-12-2025 · 1 in office1 joined · 2 leftView
Caution: Accounts not fileddeadline was 31-07-202665 d lateView