Financials
- Financial year
- 2025
- Total assets
- €1.6m
- Loss
- -€90,474
- Solvency
- 6.7%
COPAINS
ActiveSummary
COPAINS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,526 and a net result of -€90,474. Its solvency ranks better than 29% of 857 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Other holiday and short-stay accommodation
NACE 55209
3rd largest company by total assets in Zele, Accommodation and food service sector1 site
Size
€1.6mtotal assets 2025
- Equity
- €109,526
- Loss
- -€90,474
Turnover not published (abbreviated format)
Structure
Accounts 3 days early
Why 66raises riskFounded in 2025Equity €109,526 (6.7% of total assets)lowers riskSize: total assets €1.6mFigures for financial year 2025 (filed 28-07-2026)Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 24% of its sector peers (NACE 55, micro)
Financial strength
Weak
Solvency
32
equity 6.7% of total assets
Liquidity
22
short-term debt 56.9% · cash 1.3%
Profitability
12
return on assets -5.5%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 1.6%
07-2026: 1.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.8%▼ -0.9 percentage points vs 07-2026lowest value
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.12, below 1; short-term debt: 56.9% and cash: 1.3% of total assets), and 93.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 36% on solvency, 20% on liquidity and 17% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointments: Michael DE DECKER (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other holiday and short-stay accommodationNACE 55209
- Founded
- 15-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 13
- Who signs
- Each director alone
- Annual meeting
- Third Friday of June at 18:00
- Purpose
- “Het aanleggen, het oordeelkundig beheer en het uitbreiden van een roerend en onroerend…” (deed in Dutch)
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