ContactExpert

Active

Public limited companyfounded 1985active for 41 yearsWoluwelaan 158, 1831 Machelen (Brab.), BelgiumKBO/BCE: BE 0427.073.974

Summary

The annual accounts of ContactExpert for financial year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €1.6m and a net result of -€811,703. Equity is shrinking by about 8.7% per year across the filed financial years. Its solvency ranks better than 74% of 1,162 sector peers (NACE 82, financial year 2025). The company has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

ContactExpertActiveChecked score 54/100

Risk analysis Report Compare

Activity

Office administrative, office support and other business support activities

NACE 82200

8th fastest staff growth in Flemish Brabant, Office administrative support sector1 site

Size

€3.6mturnover 2025

Staff: 33.7 FTE
Equity: €1.6m
Loss: -€811,703

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Parent: WEngage International · 100%

Intercontinental Trade Finance BVDirector · permanent representative Hilde Verdoodt
Macla BVDirector · permanent representative Marc Croon
PEROCAManaging director · permanent representative Frank Plehiers

Auditor: BV PwC Bedrijfsrevisoren2025 accounts 3 days early10 of 17 deeds summarised

Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €811,703, the second in a row (financial year 2025)Size: turnover €3.6m, 33.7 FTE, total assets €2.1mLiquidity: current ratio 3.82, cash €11,887lowers riskEquity €1.6m (74.0% of total assets)Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 34% of its sector peers (NACE 82, small)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 99+8

equity 74.0% of total assets

Liquidity 41+5

short-term debt 26.0% · cash 0.6%

Profitability 0-35

return on assets -38.1%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,118 companies, NACE 82, small)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.2 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value

Credit of up to €85,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 3.82, compared with 2.95 in 2024, above the usual 1.5; short-term debt: 26% and cash: 0.6% of total assets), and 26% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 77% on solvency, 28% on liquidity, 1% on profitability and 31% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Loss of €811,703, the second in a row (financial year 2025)

NBB · annual accounts

Size: turnover €3.6m, 33.7 FTE, total assets €2.1m

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 3.82, cash €11,887

NBB · annual accounts

Equity €1.6m (74.0% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

7 days early

2023

7 days early

2022

26 days early

2021

16 days early

2020

11 days late

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-10-2026 Resignations: Peroca BV (director and managing…Permanent representatives: Frank Plehiers, Koen…
23-09-2026 Appointment: PwC Bedrijfsrevisoren BV (statutory auditor)Permanent representative: Kevin Veestraeten ·…
28-07-2026 Permanent representatives: Kevin Veestraeten and Peter…Power of attorney

Key points

Caution: Result fell in 2025from -€119,858 to -€811,703 ▼ 577% View
Caution: Among the weakest 5% on net resultsector median €48,922 · 1,163 companies -€811,703 View
Controlled by WEngage Internationalultimately: NEWPORT INVESTMENTS SA 100% View
Caution: 2 loss-making years in a rowloss financial year 2025 -€811,703 View
Board changedlatest change 27-10-2026 · 3 in office 1 joined · 1 left View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year: 2025
Turnover: €3.6m
Loss: -€811,703
Solvency: 74.0%

Turnover▼ 19.7%

Net result

20202025

Go to Financials

Board & ownership

Board: 3 members
Parent: WEngage International · 100%
Auditor: BV PwC Bedrijfsrevisoren

Intercontinental Trade Finance BVDirector
Macla BVDirector
PEROCAManaging director

Go to Board & ownership

Network & group

Group: NEWPORT INVESTMENTS SA
Connected companies: 2

Go to Network & group

Timeline

Events: 53
Since: 1987
Next accounts: by 31-07-2027

28-07-2026Annual accounts filed
31-12-2025Weakest financial year
24-07-2025Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Office administrative, office support and other business support…NACE 82200
Founded: 28-03-1985
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about ContactExpert

What is the company number of ContactExpert?: 0427.073.974. In Belgium the VAT number is the company number with BE in front: BE 0427.073.974.
Where is ContactExpert based?: The registered office is at Woluwelaan 158, 1831 Machelen (Brab.).Company details
What does ContactExpert do?: According to the KBO register, the main activity is office administrative, office support and other business support activities (NACE 82200).
What is the legal form of ContactExpert?: Public limited company (NV).
When was ContactExpert founded?: On 28-03-1985.
Is ContactExpert still active?: Yes, ContactExpert is an active enterprise in the KBO register.
How many employees does ContactExpert have?: On average 33.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ContactExpert?: €3.6m in financial year 2025, according to the filed annual accounts.
Is ContactExpert profitable?: In financial year 2025, ContactExpert made a loss of €811,703.
Where can I find the annual accounts of ContactExpert?: ContactExpert filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ContactExpert due?: By 31-07-2027, for financial year 2026.Timeline