CONCEPTBOX
ActiveCONCEPTBOX has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €18k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 75% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+12
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 3.44 in 2024; short-term debt: 19.2% and cash: 24.2% of total assets), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
19.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €77k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
92 d late
2023
on the day
2022
67 d early
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 31.0%
2024 · €59k
2018: €61k
2019: €64k
2020: €73k
2021: €74k
2022: €61k
2023: €69k
2024: €59k
2018 → 2025
Total assets
€95k▲ 31.3%
2024 · €73k
2018: €73k
2019: €72k
2020: €84k
2021: €101k
2022: €82k
2023: €81k
2024: €73k
2018 → 2025
Net result
€18k▲ 148%
2024 · €7k
2018: €19k
2019: €5k
2020: €10k
2021: €6k
2022: €822
2023: €18k
2024: €7k
2018 → 2025
Working capital
€47k▲ 46.6%
2024 · €32k
2018: €54k
2019: €55k
2020: €57k
2021: €51k
2022: €25k
2023: €37k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€61k▼ 17.7%€69k▲ 12.9%€59k▼ 14.4%€77k▲ 31.0%
Operating result€10k-€6k▼ 44.4%€20k▲ 243%€14k▼ 29.3%€28k▲ 101%
Net result€6k-€822▼ 85.6%€18k▲ 2,070%€7k▼ 58.9%€18k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 101% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€29k▲ 9.5%
Current assets
€66k▲ 44.2%
Equity and liabilities €95k
Equity
€77k▲ 31.0%
Debt
€18k▲ 32.5%
The debt ratio rises from 19.0% to 19.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €29k
Cash flow
€32k▲
2024 · €22k
Solvency
80.8%▼
2024 · 81.0%
Current ratio
3.59▲
2024 · 3.44
Quick ratio
3.59▲
2024 · 3.44
Debt / equity
0.24▲
2024 · 0.24
ROE
23.7%▲
2024 · 12.5%
ROA
19.1%▲
2024 · 10.1%
Interest coverage
15.13▲
2024 · 11.48
Debt
€18k▲
2024 · €14k
Debt ≤ 1 year
€18k▲
2024 · €13k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€95k▲
Fixed assets21/28€27k€29k▲
Intangible fixed assets21€1k€4k▲
Tangible fixed assets22/27€26k€26k▼
Plant, machinery and equipment23€3k€8k▲
Furniture and vehicles24€12k€13k▲
Other tangible fixed assets26€11k€5k▼
Financial fixed assets28€25€25=
Current assets29/58€46k€66k▲
Amounts receivable within one year40/41€21k€41k▲
Trade receivables40€11k€24k▲
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€22k€23k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€73k€95k▲
Equity10/15€59k€77k▲
Contributions10/11€12k€12k=
Reserves13€43k€62k▲
Distributable reserves133€43k€62k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€14k€18k▲
Amounts payable within one year42/48€13k€18k▲
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€573€5▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€738€700▼
Non-recurring operating charges66A€170-
Gross operating margin9900€30k€43k▲
Operating profit (loss)9901€14k€28k▲
Financial income75/76B€347€570▲
Recurring financial income75€347€570▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€12k€26k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€7k€18k▲
Profit (loss) for the period to be appropriated9905€7k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€21k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€17k-
Transfer to equity691/2€7k€18k▲
To other reserves6921€7k€18k▲
Profit to be distributed694/7€17k-
Return on contributions (dividend)694€17k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €822 ▼85.6%
Net result drops to €822, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weststraat 729940 EvergemGround area
520 m²
Building footprint
187 m²
Volume, LiDAR
1,024 m³
Parcel 44066D0338/00K000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Conceptbox
since 20062.152.484.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066D0338/00K000 | Flanders | 520 m² | 1 · 187 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JB IT Services
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Project 01
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SWC
BE 0792.990.044
Hasselt · Eq €77k
SMEETS
BE 0668.497.472
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PWA Consulting
BE 0630.751.210
Braine-le-Comte · Eq €77k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,579 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2006
Fiscal year end31-12
Abbreviation NL
PCT
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
72220
72500
72600
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.