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Como Living

Active
Private limited companyfounded 2019active for 7 yearsJ.Van Gijsellaan 70, 1780 Wemmel, BelgiumKBO/BCE: BE 0735.548.129
Summary

Como Living has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€862,611) and a net result of €2,247. Equity is shrinking by about 74% per year across the filed financial years. Its solvency ranks better than 5% of 2,773 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
Como LivingActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
2nd largest company by total assets in Wemmel, Construction sector1 site
Size
€2.3mtotal assets 2025
Equity
-€862,611
Profit
€2,247
Turnover not published (abbreviated or micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts filed 30 days late2 deeds in the Belgian Official Gazette
Why 55raises riskCapped at 59: negative equitySector: Construction of residential and non-residential buildings (NACE 41)Negative equity -€862,611Last filed accounts filed 30 days late; 1 of the last 3 latelowers riskSize: total assets €2.3mShow the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 37% of its sector peers (NACE 41, small)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -37.7% of total assets
Liquidity 78+71
short-term debt 18.5% · cash 26.7%
Profitability 27+27
return on assets 0.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (911 companies, NACE 41, small)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.7%▲ +0.2 percentage points vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.8%▲ +0.1 percentage points vs 04-2025 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 6.8%▲ +4.2 percentage points vs 09-2025highest value 11-2025: 6.8%● unchanged vs 10-2025highest value 12-2025: 6.8%● unchanged vs 11-2025highest value 01-2026: 6.0%▼ -0.8 percentage points vs 12-2025 02-2026: 6.0%● unchanged vs 01-2026 03-2026: 5.8%▼ -0.2 percentage points vs 02-2026 04-2026: 5.8%● unchanged vs 03-2026 05-2026: 5.6%▼ -0.2 percentage points vs 04-2026 06-2026: 5.6%● unchanged vs 05-2026 07-2026: 5.5%▼ -0.1 percentage points vs 06-2026 08-2026: 6.1%▲ +0.6 percentage points vs 07-2026 09-2026: 1.0%▼ -5.1 percentage points vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity ample (current ratio 5.41, compared with 0.76 in 2024, above the usual 1.5; short-term debt: 18.5% and cash: 26.7% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 1% on solvency, 93% on liquidity, 15% on profitability and 38% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Negative equity -€862,611
NBB · annual accounts
lowers risk · Size: total assets €2.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 30 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2773 sector peers (2025).
NBB · sector comparison
Position among 2773 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
30 days late
2024
61 days late
2023
14 days early
2022
60 days late
2021
89 days late
2020
123 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 58 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €2,247
  3. Liquidity more than 7 timescurrent ratio 5.41

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€862,611 View
  • Caution: Among the weakest 5% on solvencysector median 38.6% · 2,773 companies -37.7% View
  • Positive: Back in profit in 2025after -€557,189 in 2024 €2,247 View

By topic

Financials

Financial year
2025
Total assets
€2.3m
Profit
€2,247
Solvency
-37.7%
Total assets▲ 233%
Net result
20202025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 17-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
02-10-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Como Living

What is the company number of Como Living?
0735.548.129. In Belgium the VAT number is the company number with BE in front: BE 0735.548.129.
Where is Como Living based?
The registered office is at J.Van Gijsellaan 70, 1780 Wemmel.Company details
What does Como Living do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Como Living?
Private limited company (BV).
When was Como Living founded?
On 02-10-2019.
Is Como Living still active?
Yes, Como Living is an active enterprise in the KBO register.
What is the turnover of Como Living?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Como Living profitable?
In financial year 2025, Como Living made a profit of €2,247.
Where can I find the annual accounts of Como Living?
Como Living filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Como Living due?
By 31-07-2027, for financial year 2026.Timeline

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