Age3 yrs
Real estate1 parcel · 2,736 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Comber is 2.8% (moderate). The 2024 annual accounts show equity of €16.01M and a net result of €-12k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 19-06-2025 | 42 d early | 2025-00165874 |
| 31-12-2023 | 31-07-2024 | 22-07-2024 | 9 d early | 2024-00278699 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-12k-43.1%
Working capital€-21k-143.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 19-06-2025 with the NBB · fiscal year 2024 · verkort
€-12k
-43.1%
23-24
€16.03M
+87.9%
23-24
€16.01M
+87.9%
23-24
€-21k
-143.2%
23-24
€21k
+143.3%
23-24
€21k
+143.3%
23-24
0.00
+20.3%
23-24
0.00
+20.3%
23-24
99.9%
0.0%
23-24
0.00
+29.5%
23-24
-0.1%
+23.8%
23-24
-0.1%
+23.8%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | - |
| Net profit | €-12k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €16.03M |
| Equity | €16.01M |
| Debt | €21k |
| of which ≤ 1y | €21k |
| of which > 1y | - |
| Working capital | €-21k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.00 |
| Quick ratio | 0.00 |
| Working capital ratio | -0.1% |
| Solvency | 99.9% |
| Debt / equity | 0.00 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -0.1% |
| ROE | -0.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €16.03M |
| Fixed assets | 21/28 | €16.03M |
| Financial fixed assets | 28 | €16.03M |
| Current assets | 29/58 | €50 |
| Cash & bank | 54/58 | €50 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €16.03M |
| Equity | 10/15 | €16.01M |
| Contributions / capital | 10/11 | €16.03M |
| Accumulated profits (losses) | 14 | €-21k |
| Amounts payable | 17/49 | €21k |
| Amounts payable within one year | 42/48 | €21k |
| Income statement | ||
| Gross operating margin | 9900 | €-12k |
| Operating result | 9901 | €-12k |
| Financial charges | 65 | €42 |
| Result before taxes | 9903 | €-12k |
| Net result for the period | 9904 | €-12k |
| Result to be appropriated | 9905 | €-12k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed35
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationParklaan 46, 2300 Turnhout
since 20232.347.590.535
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,736 m²
Buildings1
Building footprint1,245 m²
Volume (LiDAR)13,717 m³
Tallest building15.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0314/00A000 | Flanders | 2,736 m² | 1 · 1,244 m² | 15.0 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
10 acts Capital history · 2
20-04-2026
Capital increase: amount: 3000000.0, account: beschikbare eigen vermogensrekening, payment: 0%, currency: EUR
29-02-2024
v3.2
All acts · 10
updated 3 months ago
2026
20-04-2026 Act object · General meeting · Auditor waiver · Capital increase
- Filing: 2026-04-16 · Comber
- Publication: 2026-04-20 · Comber
- Act object: STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), KAPITAAL, AANDELEN · Comber
- General meeting: 2026-04-07 · Comber
- Auditor waiver · Comber
- Capital increase: amount: 3000000.0, account: beschikbare eigen vermogensrekening, payment: 0%, currency: EUR · Comber
- Statute amendment: article: 5, new_text: Als vergoeding voor de inbrengen werden vier miljoen vijfhonderdvijfenveertigduizend negenhonderdzesentwintig (4.545.926) aandelen uitgegeven, waarvan vier miljoen vijfhonderdvijfenveertigduizend driehonderdvierentachtig (4.545.384) Gewone Aandelen en vijfhonderdtweeënveertig (542) Preferente Aandelen B. · Comber
- Power of attorney: coördinatie · Yorik DESMYTTERE
Summary:
Act object · General meeting · Auditor waiver · Capital increaseNotary:
Yorik DESMYTTERE
08-01-2026 Articles of association amended
Summary:
v3.2
2025
13-06-2025 Articles of association amended
Summary:
v3.2
18-02-2025 Articles of association amended
Summary:
v3.2
2024
31-10-2024 Articles of association amended
Summary:
v3.2
29-02-2024 Capital increase of €5,500,000
Summary:
v3.2
08-02-2024 Change in the board of directors
Summary:
v3.2
06-02-2024 Articles of association amended
Summary:
v3.2
2023
24-01-2023 Articles of association amended
Summary:
v3.2
17-01-2023 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes50
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
35
Profitability
0
Solvency
67
Growth
52
Stability
94
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameNL | Comber |
Registered office
Parklaan 46
2300 Turnhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.