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COLLECTIONS DE CHARME

Active
Private limited companyfounded 2006active for 20 yearsAtomiumsquare 1, 1020 Brussel, Belgium113 active companies are registered at this addressKBO/BCE: BE 0880.241.544
Summary

COLLECTIONS DE CHARME has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,996 and a net result of -€15,169. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 48% of 22,650 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow ReportCompare
COLLECTIONS DE CHARMEActiveChecked score 80/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of souvenirs and religious articles
NACE 47784Wholesale trade NACE 46424
1 site
Size
€0turnover 2025
Staff
1.3 FTE
Equity
€99,996
Loss
-€15,169
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts 32 days early1 of 3 deeds summarised
Why 80raises riskSector: Retail trade (NACE 47)Loss of €15,169, the second in a row (financial year 2025)lowers riskFounded in 2006Size: turnover €0, total assets €318,408Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 56-17
equity 31.4% of total assets
Liquidity 22-21
short-term debt 60.5% · cash 3.0%
Profitability 49+8
return on assets -4.8%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.5 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.2 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.66, compared with 0.96 in 2024, below 1; short-term debt: 60.5% and cash: 3% of total assets), and 68.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 47% on solvency, 20% on liquidity, 36% on profitability and 13% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €0, total assets €318,408
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €15,169, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15,169
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
29 days early
2023
35 days early
2022
35 days early
2021
19 days late
2020
31 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€15,169
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 14% on net resultsector median €5,089 · 22,631 companies -€15,169 View
  • Caution: Equity fell in 2025from €165,165 to €99,996 ▼ 39.5% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€15,169 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Turnover
€0
Loss
-€15,169
Solvency
31.4%
Turnover
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • JACQUEMIN Marie-ClaireDirector
  • VERBOVEN DelphineDirector
  • VERBOVEN ThierryDirector
Go to Board & ownership

Timeline

Events
25
Since
2007
Next accounts
by 31-07-2027
  1. 26-06-2024Annual accounts filed
  2. 27-11-2023Reappointments: VERBOVEN Thierry, JACQUEMIN Marie-Claire and VERBOVEN…
  3. 26-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of souvenirs and religious articlesNACE 47784
Founded
27-03-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Annual meeting
Last Saturday of June at 10:00
Purpose
“La vente en gros et au détail de bijoux de fantaisie et d’accessoires de mode, en ce…” (deed in French)
Go to Articles of association

Key facts about COLLECTIONS DE CHARME

What is the company number of COLLECTIONS DE CHARME?
0880.241.544. In Belgium the VAT number is the company number with BE in front: BE 0880.241.544.
Where is COLLECTIONS DE CHARME based?
The registered office is at Atomiumsquare 1, 1020 Brussel.Company details
What does COLLECTIONS DE CHARME do?
According to the KBO register, the main activity is retail sale of souvenirs and religious articles (NACE 47784).
What is the legal form of COLLECTIONS DE CHARME?
Private limited company (BV).
When was COLLECTIONS DE CHARME founded?
On 27-03-2006.
Is COLLECTIONS DE CHARME still active?
Yes, COLLECTIONS DE CHARME is an active enterprise in the KBO register.
How many employees does COLLECTIONS DE CHARME have?
On average 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COLLECTIONS DE CHARME?
€0 in financial year 2025, according to the filed annual accounts.
Is COLLECTIONS DE CHARME profitable?
In financial year 2025, COLLECTIONS DE CHARME made a loss of €15,169.
Where can I find the annual accounts of COLLECTIONS DE CHARME?
COLLECTIONS DE CHARME filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COLLECTIONS DE CHARME due?
By 31-07-2027, for financial year 2026.Timeline

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