Coachman

Active Risk: not assessed

Private limited companyfounded 2015active for 10 yearsKoedrieshof 11, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0643.939.547

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Coachman is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1,763 and a net result of €92. Equity has been shrinking by about 30% per year since 2018. Its solvency ranks better than 95% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

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CoachmanActive

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Official details

KBO

Status: Active since 08-12-2015 Normal situation
Activity: Risk and damage evaluation NACE 66210
Establishment unit: 2.248.194.338 3550 Heusden-Zolder, since 08-12-2015
Financial year end: 31 December
Peppol: Reachable since 22-01-2026

Company details

Board and ownership

Board

DEVISÉ Luc Desiré LeoDirector

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €92; ▼ 61.0%
Equity: €1,763; ▲ 5.5%
Total assets: €1,809; ▼ 70.7%

Filed on 16-02-2026, 165 days before the deadlinePDF

Financials

Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.

lowers riskneutral

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €1,763

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

165 days early

2024

55 days early

2023

49 days early

2022

70 days early

2021

59 days early

2020

63 days early

2019

64 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 75 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (4 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Caution: Less equity than 90% of companies in auxiliary financial servicessector median €119,032 · 3,052 companies €1,763 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €92 7 years View

Comparable companies

These companies have the same main activity as Coachman: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €747 and €9,300, founded between 1997 and 2020.

Company	Total assets	Gross margin
Coachman Heusden-Zolder	€1,809	€782
BONTEMPI Nazareth	€747	-€1,324
PATRICK De Haan	€2,789	€0
EXPERTISEBUREAU MAST Duffel	€8,413	-€3,218
Auto Service Expertise Charleroi	€9,302	€153
Scan N Fly Lier	€8,960	€1,557
AGENCES POUR CARRIERES ET USINES Veurne	€9,101	€2,464

Full comparison

Documents

Key facts about Coachman

What is the company number of Coachman?: The company number of Coachman is 0643.939.547. The VAT number is the same number with BE in front: BE 0643.939.547.
Where is Coachman based?: The registered office is at Koedrieshof 11, 3550 Heusden-Zolder.Company details
What does Coachman do?: According to the KBO register, the main activity is risk and damage evaluation (NACE 66210).
What is the legal form of Coachman?: The legal form of Coachman is Private limited company (BV).
When was Coachman founded?: Coachman was founded on 08-12-2015.
Is Coachman still active?: Yes, Coachman is an active enterprise in the KBO register.
What is the turnover of Coachman?: The turnover in financial year 2025 is ≈ €6,000. This figure is estimated from the gross margin of €782 and 6,330 comparable companies of the same size. It probably lies between €2,700 and €14,000. It is a rough estimate.Financials
Is Coachman profitable?: In financial year 2025, Coachman made a profit of €92.
Where can I find the annual accounts of Coachman?: Coachman filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Coachman due?: Coachman must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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Overview