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CLEAR2PAY

Active
Private limited companyfounded 200026 years activeDe Kleetlaan 6A, 1831 Machelen (Brab.), BelgiumKBO/BCE: BE 0472.753.848
Summary

CLEAR2PAY has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63.9m and a net result of €119,562. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 1,671 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Other information technology and computer services
NACE 62900
#3 company by equity in Machelen, Telecoms and IT sector1 site
Size
€69.9mtotal assets 2025
Equity
€63.9m
Profit
€119,562
Standalone figures, without subsidiaries
Financial health
87 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.3%
Structure
Parent
Fidelity National Information Services (Netherlands) B.V. · 100%
Board
6 members
Holdings
4
Auditor: KPMG Bedrijfsrevisoren BV/SRLAccounts 30 days early
Why 87- Liquidity: current ratio 3.63- 1 of the last 3 late+ Size: total assets €69.9m, files consolidated accounts+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 62, large)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.5% of total assets
Liquidity 100+5
short-term debt 8.5%
Profitability 19-15
return on assets 0.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (39 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -0.3 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit up to €5,550,000 at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.48 in 2024; short-term debt: 8.5% of total assets), and 8.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, large): better than 95% on solvency, 100% on liquidity, 19% on profitability and 36% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 3.63
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €69.9m, files consolidated accounts
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
30 days early
2024
28 days early
2023
56 days late
2022
73 days late
2021
403 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 95 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 September (4 of the last 5 filed years within 87 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · consolidated
  2. Annual accounts filedfiscal year 2025 · full…
  3. Resignations & appointmentsPower of attorney

Key points

  • Caution: Result fell in 2025from €2.0m to €119,562 ▼ 93.9% View
  • Positive: Among the best 5% on equitysector median €425,856 · 1,670 companies €63.9m View
  • Controlled by Fidelity National Information Services…known shareholders 100% 100% View

By topic

Financials

Fiscal year
2025
Total assets
€69.9m
Profit
€119,562
Solvency
91.5%
Total assets▼ 5.9%
Net result
20182025
Go to Financials

Board & ownership

Board
6 members
Parent
Fidelity National Information Services… · 100%
Known shareholders
100%
Auditor
KPMG Bedrijfsrevisoren BV/SRL
Go to Board & ownership

Network & group

Group
Fidelity National Information Services…
Subsidiaries
5
Holdings
4
Connected companies
29

5 subsidiaries

Go to Network & group

Timeline

Events
66
Since
2003
Next accounts
by 31-07-2027
  1. 23-07-2025Annual accounts filed
  2. 03-07-2025Annual accounts filed
  3. 11-06-2025Resignation: Govert Doedijns (persoon belast met het…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
13-09-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
De vennootschap heeft tot voorwerp, in België en in het buitenland, in eigen naam of in…
Go to Articles of association

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