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CLEAR Horizons

Active
Private limited companyfounded 2023active for 2 yearsChaussée de Bruxelles 462, 1300 Wavre, BelgiumKBO/BCE: BE 1002.875.971

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CLEAR Horizons is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€6,254) and a net result of €7,639. Equity has been shrinking by about 49% per year since 2023. Its solvency ranks better than 5% of 77 sector peers (NACE 65, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

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CLEAR HorizonsActive
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Overview

Official details

KBO
Status
Active since 01-12-2023 Normal situation
Legal form
Private limited company
Registered office
Chaussée de Bruxelles 462, 1300 Wavre
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65200and 1 other
Establishment unit
2.352.439.347 1300 Wavre, since 01-12-2023
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€7,639
Equity
-€6,254
▲ 55.0%
Total assets
€2,523
▼ 31.3%
2025 accounts filed on time
Filed on 31-07-2026at the National Bank
Financials
Signalsraises riskWeak solvency compared with the sectorYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Three signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 77 sector peers (2025).
NBB · sector comparison
Position among 77 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
29 days late
2023
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 18 days after the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€6,254 View
  • Caution: Lower solvency than 95% of companies in insurance and pension fundingsector median 48.8% · 77 companies -247.9% View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CLEAR Horizons

What is the company number of CLEAR Horizons?
The company number of CLEAR Horizons is 1002.875.971. The VAT number is the same number with BE in front: BE 1002.875.971.
Where is CLEAR Horizons based?
The registered office is at Chaussée de Bruxelles 462, 1300 Wavre.Company details
What does CLEAR Horizons do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65200).
What is the legal form of CLEAR Horizons?
The legal form of CLEAR Horizons is Private limited company (BV).
When was CLEAR Horizons founded?
CLEAR Horizons was founded on 01-12-2023.
Is CLEAR Horizons still active?
Yes, CLEAR Horizons is an active enterprise in the KBO register.
What is the turnover of CLEAR Horizons?
The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €7,797 and 6,330 comparable companies of the same size. It probably lies between €27,000 and €140,000. It is a rough estimate.Financials
Is CLEAR Horizons profitable?
In financial year 2025, CLEAR Horizons made a profit of €7,639.
Where can I find the annual accounts of CLEAR Horizons?
CLEAR Horizons filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CLEAR Horizons due?
CLEAR Horizons must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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