Skip to content

CKWD

Active
Private limited companyfounded 2021active for 5 yearsInterleuvenlaan 62, 3001 Leuven, Belgium120 active companies are registered at this addressKBO/BCE: BE 0768.265.338
Summary

The computed 12-month bankruptcy probability of CKWD is 2.1% (moderate). The 2025 annual accounts show negative equity (-€6,132) and a net result of -€15,629. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9,664 sector peers (NACE 46, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46641Retail sale of electrical household appliances NACE 47540
1 site
Size
€345,796turnover 2025
Equity
-€6,132
Loss
-€15,629
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Accounts filed 33 days late1 of 2 deeds read
Why 51raises riskLatest accounts 33 days late; 3 of the last 3 lateNegative equity -€6,132lowers riskLiquidity: current ratio 0.92, cash €34,071Size: turnover €345,796, total assets €74,256Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 17-14
equity -8.3% of total assets
Liquidity 50+23
short-term debt 108.3% · cash 45.9%
Profitability 0-56
return on assets -21.0%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,876 companies, NACE 46, micro)
Last 24 months 11-2024: 4.8% 12-2024: 4.8%● unchanged vs 11-2024 01-2025: 4.3%▼ -0.5 percentage points vs 12-2024 02-2025: 4.3%● unchanged vs 01-2025 03-2025: 4.5%▲ +0.2 percentage points vs 02-2025 04-2025: 5.0%▲ +0.5 percentage points vs 03-2025 05-2025: 5.6%▲ +0.6 percentage points vs 04-2025 06-2025: 5.7%▲ +0.1 percentage points vs 05-2025 07-2025: 5.7%● unchanged vs 06-2025 08-2025: 7.1%▲ +1.4 percentage points vs 07-2025 09-2025: 7.2%▲ +0.1 percentage points vs 08-2025 10-2025: 10.8%▲ +3.6 percentage points vs 09-2025 11-2025: 10.9%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 4.3%▼ -6.6 percentage points vs 11-2025 01-2026: 4.3%● unchanged vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.2%▼ -0.1 percentage points vs 02-2026 04-2026: 4.3%▲ +0.1 percentage points vs 03-2026 05-2026: 4.9%▲ +0.6 percentage points vs 04-2026 06-2026: 3.3%▼ -1.6 percentage points vs 05-2026 07-2026: 3.3%● unchanged vs 06-2026 08-2026: 3.1%▼ -0.2 percentage points vs 07-2026 09-2026: 3.1%● unchanged vs 08-2026 10-2026: 2.1%▼ -1.0 percentage point vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.92, compared with 1.06 in 2024, below 1; short-term debt: 108.3% and cash: 45.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 14% on solvency, 51% on liquidity, 6% on profitability and 5% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 33 days late; 3 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 0.92, cash €34,071
NBB · annual accounts
lowers risk · Size: turnover €345,796, total assets €74,256
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€6,132
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€6,132
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
33 days late
2024
104 days late
2023
65 days late
2022
431 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 158 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 October (3 of the last 4 filed years within 52 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€15,629
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€6,132 View
  • Caution: Among the weakest 10% on solvencysector median 43.2% · 9,664 companies -8.3% View
  • Caution: Turnover fell in 2025from €708,908 to €345,796 ▼ 51.2% View

By topic

Financials

Financial year
2025
Turnover
€345,796
Loss
-€15,629
Solvency
-8.3%
Turnover▼ 51.2%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 04-10-2024Annual accounts filed
  2. 04-10-2024Annual accounts filed
  3. 21-05-2024Registered office
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46641
Founded
10-05-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.