Skip to content

CILU'

Active
Private limited companyfounded 2010active for 16 yearsSint-Jozefstraat 18, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0826.282.127
Summary

CILU' has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €150,607 and a net result of -€1,222. Equity is growing by about 9% per year across the filed financial years. Its solvency ranks better than 95% of 36 sector peers (NACE 85, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€152,058total assets 2026
Equity
€150,607
Loss
-€1,222
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 37 days early0 of 4 deeds read
Why 95lowers riskLiquidity: current ratio 104.80, cash €151,947Equity €150,607 (99.0% of total assets)Sector: Education (NACE 85)Size: total assets €152,058Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 85, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 99.0% of total assets
Liquidity 100=
short-term debt 1.0% · cash 99.9%
Profitability 35-21
return on assets -0.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,799 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
short-term debt: 1% and cash: 99.9% of total assets, and 1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 88% on solvency, 97% on liquidity, 24% on profitability and 40% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 104.80, cash €151,947
NBB · annual accounts
lowers risk · Equity €150,607 (99.0% of total assets)
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €152,058
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
37 days early
2025
46 days early
2024
37 days early
2023
34 days early
2022
3 days early
2021
on the day
2020
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 24 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Weakest financial yearnet -€1,222
  3. Liquidity more than 9 timescurrent ratio 104.80

Key points

  • Caution: Among the weakest 14% on net resultsector median €8,027 · 36 companies -€1,222 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Total assets 20266 financial years filed €152,058 View

By topic

Financials

Financial year
2026
Total assets
€152,058
Loss
-€1,222
Solvency
99.0%
Total assets▼ 8.6%
Net result
20192026
Go to Financials

Timeline

Events
21
Since
2012
Next accounts
by 31-10-2027
  1. 15-09-2025Annual accounts filed
  2. 31-03-2025Liquidity more than triples
  3. 31-03-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
31-05-2010
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.