Financials
- Financial year
- 2024
- Total assets
- €401,693
- Loss
- -€284,951
- Solvency
- -33.1%
Total assets▼ 47.4%
Net result
20182024
CHESMA
ActiveSummary
The computed 12-month bankruptcy probability of CHESMA is 11.1% (high). The 2024 annual accounts show negative equity (-€132,766) and a net result of -€284,951. Equity is growing by about 7.4% per year across the filed financial years. Its solvency ranks better than 5% of 9,639 sector peers (NACE 68, financial year 2024). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Buying and selling of own real estate
NACE 68110
1 site
Size
€401,693total assets 2024
- Staff
- 1 FTE
- Equity
- -€132,766
- Loss
- -€284,951
Turnover not published (abbreviated format)
Structure
2025 accounts not filed, 87 days past the deadline2 of 10 deeds summarised
Why 28raises risk1 financial year not filed after the legal deadline; last filed accounts filed 305 days late; 2 of the last 3 lateLiquidity: current ratio 1.13, cash €6, halved1 change of registered office in 24 monthsLoss of €284,951, the second in a row (financial year 2024)Show the evidence
Checked score
Score 2024
28
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 4% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Weak
Solvency
0-45
equity -33.1% of total assets
Liquidity
1-28
short-term debt 88.2% · cash 0.0%
Profitability
0-23
return on assets -70.9%
Bankruptcy probability, 12 months
11.1%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● unchanged vs 11-2024
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.9%▲ +0.1 percentage points vs 02-2025
04-2025: 0.8%▼ -0.1 percentage points vs 03-2025lowest value
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 3.3%▲ +2.4 percentage points vs 05-2025
07-2025: 3.5%▲ +0.2 percentage points vs 06-2025
08-2025: 4.3%▲ +0.8 percentage points vs 07-2025
09-2025: 5.2%▲ +0.9 percentage points vs 08-2025
10-2025: 7.0%▲ +1.8 percentage points vs 09-2025
11-2025: 7.0%● unchanged vs 10-2025
12-2025: 3.3%▼ -3.7 percentage points vs 11-2025
01-2026: 4.4%▲ +1.1 percentage points vs 12-2025
02-2026: 4.4%● unchanged vs 01-2026
03-2026: 4.4%● unchanged vs 02-2026
04-2026: 4.0%▼ -0.4 percentage points vs 03-2026
05-2026: 4.0%● unchanged vs 04-2026
06-2026: 4.0%● unchanged vs 05-2026
07-2026: 11.3%▲ +7.3 percentage points vs 06-2026highest value
08-2026: 11.0%▼ -0.3 percentage points vs 07-2026
09-2026: 11.3%▲ +0.3 percentage points vs 08-2026
10-2026: 11.1%▼ -0.2 percentage points vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.13, compared with 1.76 in 2023, below the usual 1.5; short-term debt: 88.2% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 4% on liquidity, 4% on profitability and 3% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
raises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€132,766
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 305 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-06-2026, 305 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
305 days late
2023
37 days early
2022
71 days late
2021
346 days late
2020
76 days late
2019
137 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 150 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Registered office · Legal-form changeRegistered-office move
- Weakest financial yearnet -€284,951
Key points
- Risk: Negative equityfinancial year 2024: debts exceed assets -€132,766 View
- Caution: Result fell in 2024from -€34 to -€284,951 ▼ 832,848% View
- Caution: Among the weakest 5% on solvencysector median 30.9% · 9,639 companies -33.1% View
- Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
- Caution: 2 loss-making years in a rowloss financial year 2024 -€284,951 View
By topic
Timeline
- Events
- 26
- Since
- 2006
- 24-06-2024Annual accounts filed
- 28-11-2023Registered office
- 10-10-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 10-05-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about CHESMA
- What is the company number of CHESMA?
- 0873.719.481. In Belgium the VAT number is the company number with BE in front: BE 0873.719.481.
- Where is CHESMA based?
- The registered office is at Struikenlaan 6, 1640 Sint-Genesius-Rode.Company details
- What does CHESMA do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of CHESMA?
- Private limited company (pre-2019) (BVBA).
- When was CHESMA founded?
- On 10-05-2005.
- Is CHESMA still active?
- Yes, CHESMA is an active enterprise in the KBO register.
- How many employees does CHESMA have?
- On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of CHESMA?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CHESMA profitable?
- In financial year 2024, CHESMA made a loss of €284,951.
- Where can I find the annual accounts of CHESMA?
- CHESMA filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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