CHAUDPAIN

Active

Private limited companyfounded 2016active for 10 yearsParkstraat 110, 8730 Beernem, BelgiumKBO/BCE: BE 0664.851.163

Summary

The computed 12-month bankruptcy probability of CHAUDPAIN is 1.6% (moderate). The 2025 annual accounts show equity of €285,574 and a net result of €4,401. Equity is growing by about 32% per year across the filed financial years. Its solvency ranks better than 20% of 1,003 sector peers (NACE 10, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CHAUDPAINActiveChecked score 54/100

Risk analysis Report Compare

Activity

Artisanal bread and fresh pastry making

NACE 10712

7th largest company by total assets in Beernem, Manufacturing sector1 site

Size

≈ €1.9mturnover 2025, estimated

Staff: 8.3 FTE
Equity: €285,574
Profit: €4,401

Turnover estimated from the gross margin

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

FRANSOO Judith Christine PaulDirector
ROOSE Stan RomainDirector

2025 accounts 9 days early1 of 2 deeds summarised

Why 54raises riskEquity €285,574 (9.4% of total assets)Sector: Manufacture of food products (NACE 10)Liquidity: current ratio 0.34, cash €168,517lowers riskFigures for financial year 2025 (filed 22-07-2026)Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 32% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 34-1

equity 9.4% of total assets

Liquidity 45+3

short-term debt 28.4% · cash 5.6%

Profitability 51-3

return on assets 0.1%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)

Last 24 months 11-2024: 3.0% 12-2024: 2.5%▼ -0.5 percentage points vs 11-2024 01-2025: 2.4%▼ -0.1 percentage points vs 12-2024 02-2025: 2.5%▲ +0.1 percentage points vs 01-2025 03-2025: 2.2%▼ -0.3 percentage points vs 02-2025 04-2025: 2.4%▲ +0.2 percentage points vs 03-2025 05-2025: 3.0%▲ +0.6 percentage points vs 04-2025 06-2025: 3.4%▲ +0.4 percentage points vs 05-2025 07-2025: 3.7%▲ +0.3 percentage points vs 06-2025 08-2025: 4.8%▲ +1.1 percentage points vs 07-2025highest value 09-2025: 2.6%▼ -2.2 percentage points vs 08-2025 10-2025: 2.6%● unchanged vs 09-2025 11-2025: 2.6%● unchanged vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.9%▲ +0.3 percentage points vs 02-2026 04-2026: 3.1%▲ +0.2 percentage points vs 03-2026 05-2026: 3.7%▲ +0.6 percentage points vs 04-2026 06-2026: 3.8%▲ +0.1 percentage points vs 05-2026 07-2026: 4.2%▲ +0.4 percentage points vs 06-2026 08-2026: 2.0%▼ -2.2 percentage points vs 07-2026 09-2026: 1.6%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 1.6%● unchanged vs 09-2026lowest value

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.34, compared with 0.3 in 2024, below 1; short-term debt: 28.4% and cash: 5.6% of total assets), and 90.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 26% on solvency, 39% on liquidity, 31% on profitability and 31% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Equity €285,574 (9.4% of total assets)

NBB · annual accounts

Sector: Manufacture of food products (NACE 10)

KBO

Figures for financial year 2025 (filed 22-07-2026)

NBB · annual accounts

Liquidity: current ratio 0.34, cash €168,517

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1003 sector peers (2025).

NBB · sector comparison

Position among 1003 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

9 days early

2024

29 days late

2023

30 days late

2022

11 days early

2021

31 days late

2020

31 days late

2019

9 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 38 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
29-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
30-08-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Caution: Among the weakest 20% on solvencysector median 33.6% · 1,003 companies 9.4% View
Positive: 6 profitable years in a rowprofit 2025: €4,401 6 years View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2025
Total assets: €3.0m
Profit: €4,401
Solvency: 9.4%

Total assets▲ 4.5%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

FRANSOO Judith Christine PaulDirector
ROOSE Stan RomainDirector

Go to Board & ownership

Timeline

Events: 15
Since: 2018
Next accounts: by 31-07-2027

01-08-2024Resignations: ROOSE Stan Romain (manager and director)…
31-12-2023Equity above €200,000
20-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Artisanal bread and fresh pastry makingNACE 10712
Founded: 21-10-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 15

Annual meeting: First Friday of June at 10:00

Go to Articles of association

Key facts about CHAUDPAIN

What is the company number of CHAUDPAIN?: 0664.851.163. In Belgium the VAT number is the company number with BE in front: BE 0664.851.163.
Where is CHAUDPAIN based?: The registered office is at Parkstraat 110, 8730 Beernem.Company details
What does CHAUDPAIN do?: According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of CHAUDPAIN?: Private limited company (BV).
When was CHAUDPAIN founded?: On 21-10-2016.
Is CHAUDPAIN still active?: Yes, CHAUDPAIN is an active enterprise in the KBO register.
How many employees does CHAUDPAIN have?: On average 8.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CHAUDPAIN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CHAUDPAIN profitable?: In financial year 2025, CHAUDPAIN made a profit of €4,401.
Where can I find the annual accounts of CHAUDPAIN?: CHAUDPAIN filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHAUDPAIN due?: By 31-07-2027, for financial year 2026.Timeline