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CHARLU

Active
Private limited company (pre-2019)founded 201213 yrs activeTerhulpensesteenweg 1, 1180 Ukkel, BelgiumKBO/BCE: BE 0508.735.702
Summary

The computed 12-month bankruptcy probability of CHARLU is 6.1% (elevated). The 2025 annual accounts show negative equity (-€29,601). Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 5% of 831 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Mobile food service activities
NACE 56120Cafés and bars NACE 56301
1 site
How big
€10total assets 2025
Equity
-€29,601
Financially healthy?
Bankruptcy chance 12 m
6.1%
Too few figures to score
Who decides
Accounts filed 16 d late0 of 4 deeds read
Signals- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Weak solvency vs sector+ Long track recordFiled after the deadlineShow the evidence

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Axes · tick = 2024
Profitability-
Solvency0=
Growth38=
Track record100
Bankruptcy probability, 12 months
6.1% Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
18 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 831 sector peers (2025).
NBB · sector comparison
Position among 831 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-11-2025, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
16 d late
2024
38 d late
2023
35 d early
2022
27 d late
2021
43 d late
2020
30 d late
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Financials

Fiscal year 2025Total assets €10Solvency -303915.6%Liquidity 0.00
Turnover
€95▼ 98.5%
2019 - 2021
Net result
-€1,430▲ 37.5%
2019 - 2021
Equity
-€29,601=
2019 - 2025
Solvency
-303915.6%=
2019 - 2025

Financials · fiscal year 2025, full schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€95
Operating result-€993▲ 56.6%
Net result-€1,430within the sector's middle half▲ 37.5%
EBIT margin-1043.3%
Equity-€29,601below the sector's middle half▼ 5.1%-€29,601below the sector's middle half=-€29,601below the sector's middle half=-€29,601below the sector's middle half=-€29,601=
Total assets€10below the sector's middle half▼ 97.8%€10below the sector's middle half=€10below the sector's middle half=€10below the sector's middle half=€10=
Debt€29,611▲ 3.5%€29,611=€29,611=€29,611=€29,611=
Working capital-€29,601within the sector's middle half▼ 4.2%-€29,601within the sector's middle half=-€29,601within the sector's middle half=-€29,601within the sector's middle half=-€29,601=
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year2025
Result per fiscal year
Operating resultNet result
-€1,500-€1,000-€500€0Operating result 2021: -€993-€993Net result 2021: -€1,430-€1,43020212022202320242025
2021 is the only fiscal year with figures: the operating result is a loss of €993.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€29,611=
2024 · €29,611
Ratios withheld: a balance sheet total of €10 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 14 lines
Balance sheet Code20242025
Assets
Total assets20/58€10€10=
Current assets29/58€10€10=
Cash at bank and in hand54/58€10€10=
Equity and liabilities
Total equity and liabilities10/49€10€10=
Equity10/15-€29,601-€29,601=
Contributions10/11€20,000€20,000=
Reserves13€2,000€2,000=
Distributable reserves133€2,000€2,000=
Profit (loss) carried forward14-€51,601-€51,601=
Amounts payable17/49€29,611€29,611=
Amounts payable within one year42/48€29,611€29,611=
Other amounts payable47/48€29,611€29,611=
Income statement Code20242025
Appropriation of the result
Profit (loss) to be appropriated9906-€51,601-€51,601=
Profit (loss) brought forward from the previous period14P-€51,601-€51,601=

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€95-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€244-----
Gross operating margin9900-€750-----
Operating profit (loss)9901-€993-----
Recurring financial charges65€436-----
Profit (loss) for the period before taxes9903-€1,430-----
Profit (loss) for the period9904-€1,430-----
Profit (loss) for the period to be appropriated9905-€1,430-----
Line20212022202320242025Change
Assets
Total assets20/58€10€10€10€10€10=
Current assets29/58€10€10€10€10€10=
Cash at bank and in hand54/58€10€10€10€10€10=
Equity and liabilities
Total equity and liabilities10/49€10€10€10€10€10=
Equity10/15-€29,601-€29,601-€29,601-€29,601-€29,601=
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Reserves13€2,000€2,000€2,000€2,000€2,000=
Distributable reserves133-€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€51,601-€51,601-€51,601-€51,601-€51,601=
Amounts payable17/49€29,611€29,611€29,611€29,611€29,611=
Amounts payable within one year42/48€29,611€29,611€29,611€29,611€29,611=
Other amounts payable47/48-€29,611€29,611€29,611€29,611=
Line20212022202320242025Change
Profit (loss) for the period9904-€1,430-----
+ Depreciation and write-downs630€244-----
Operating cash flow (approximation)-€1,186-----
Change in cash-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,030 companies in this sector we hold annual accounts for 84. See the whole sector

Timeline

10 eventsLatest 16-11-2025Next filing 31-10-2026

History

CHARLU was incorporated on 27 December 2012.1 The company has filed 12 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
16-11
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 16 days late
2024
08-12
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 38 days late
2023
26-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
27-11
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2021
13-12
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 43 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2019
17-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
22-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
08-11
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 8 days late
2016
14-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema
NBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations1

Food safety, FASFC

1 site
Ukkelunit no. 2.215.615.404
2 permissions
Toelating · Ambulante eetgelegenheid · since 30-04-2025
Ambulante drankgelegenheid · since 29-04-2025

Company details

Private limited company (pre-2019) · founded 27-12-2012Year ends 31-03Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded27-12-2012
Fiscal year end31-03
Activities, NACEBEL 2025
56120Mobile food service activities
56301Cafés and bars
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:0508735702
Also 9925:BE0508735702
Registered 20-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
927 m²
Building footprint
402 m²
Volume, LiDAR
3,286 m³
Parcel 21614H0026/00P009, Brussels · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
27 companies at this address See who is registered here
1 establishment unit
CHARLU
Terhulpensesteenweg 1, 1180 UkkelCafés and bars
since 2013unit no. 2.215.615.404
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614H0026/00P009 Brussels 927 m² 1 · 402 m² 14.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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