Age3 yrs
Real estate2 parcels · 3.4 ha
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ChamaLaw is 0.7% (low). The 2024 annual accounts show equity of €30k and a net result of €35k. Its solvency ranks better than 28% of 4818 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€35k
Working capital€20k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 07-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 37.3% | 61.0% | |
| Net result | €35k | €34k | |
| Equity | €30k | €59k | |
| Gross operating margin | €61k | €56k | |
| Total assets | €81k | €117k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€60k
-
+228% vs sector
€35k
-
far above sector median
€43k
-
+165% vs sector
€81k
-6.5%
+25% vs sector
€30k
-
-39% vs sector
€20k
-
-38% vs sector
€15k
+9547.1%
far above sector median
€51k
-44.4%
+101% vs sector
€31k
-52.0%
+44% vs sector
€20k
-26.2%
+238% vs sector
1.65
+109.6%
-13% vs sector
1.65
+109.6%
-13% vs sector
37.3%
-
-30% vs sector
1.68
-
+77% vs sector
115.2%
-13.2%
far above sector median
43.0%
-
far above sector median
33.28
-
+243% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €60k |
| Net profit | €35k |
| Cash flow | €43k |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | - |
| Total assets | €81k |
| Equity | €30k |
| Debt | €51k |
| of which ≤ 1y | €31k |
| of which > 1y | €20k |
| Working capital | €20k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.65 |
| Quick ratio | 1.65 |
| Working capital ratio | 24.7% |
| Solvency | 37.3% |
| Debt / equity | 1.68 |
| Long-term debt ratio | 0.66 |
| Interest coverage | 33.28 |
| Gross margin | - |
| Net margin | - |
| ROA | 43.0% |
| ROE | 115.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €81k |
| Fixed assets | 21/28 | €30k |
| Tangible fixed assets | 22/27 | €30k |
| Current assets | 29/58 | €51k |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €47k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €81k |
| Equity | 10/15 | €30k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €29k |
| Amounts payable | 17/49 | €51k |
| Amounts payable after one year | 17 | €20k |
| Amounts payable within one year | 42/48 | €31k |
| Income statement | ||
| Gross operating margin | 9900 | €61k |
| Operating result | 9901 | €52k |
| Financial income | 75 | €3 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €50k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €35k |
| Result to be appropriated | 9905 | €35k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed94
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationGustaaflaan 32, 1640 Sint-Genesius-Rode
since 20232.348.076.228
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3.4 ha
Buildings2
Building footprint7,468 m²
Volume (LiDAR)126,228 m³
Tallest building21.0 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0030/00D002 | Brussels | 3.2 ha | 1 · 7,322 m² | 21.0 m · 6 fl. |
| 22552F0008/00M017 | Flanders | 1,233 m² | 1 · 146 m² | 17.1 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
03-11-2023
Registered-office move
All acts · 1
updated 2 years ago
2023
03-11-2023 Registered office moved within Bruxelles
- Bosveldweg 41 b1, 1180 Bruxelles → Chaussée de la Hulpe 166 à 1170 Bruxelles
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Exceptional profile, strong across almost every axis.
Health
94
Profitability
100
Solvency
73
Growth
78
Stability
94
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verdict per customer and amountSimilar
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | ChamaLaw |
Registered office
Terhulpsesteenweg 166
1170 Watermaal-Bosvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.