Skip to content

CesArte

Active
Non-profit associationfounded 2017active for 9 yearsTreuveld 3, 3080 Tervuren, BelgiumKBO/BCE: BE 0677.655.955
Summary

CesArte has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,792 and a net result of €198. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 40% of 2,602 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-06-2017 Normal situation
Activity
Other education NACE 85599and 3 others
Establishment unit
2.267.849.013 3080 Tervuren, since 01-10-2017
Financial year end
30 June
Peppol
Reachable since 27-01-2026

Board and ownership

Board
  • de Coster AmandineDirector
  • de Coster YvesDirector
  • Fernandez Reyes CesarDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€22,437
Turnover
≈ €82,000
estimated
Surplus
€198
Equity
€7,792
Total assets
€25,037
Staff
≈ 0.9 FTE
estimated
Filed on 06-12-2025, 56 days before the deadline
Score breakdownlowers riskLegal form: non-profit associationSector: Education (NACE 85)Liquidity: current ratio 2.73, cash €15,721, halvedSize: total assets €25,037Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in education (NACE 85)
Financial strength · tick: 2023
Strong
Solvency 56-2
equity 31.1% of total assets
Liquidity 89+23
short-term debt 27.8% · cash 62.8%
Profitability 70-22
return on assets 0.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,821 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.73 (1.38 in 2023), above the usual 1.5. Short-term debt is 27.8% and cash 62.8% of total assets. However, 68.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 38% of them on solvency, 80% on liquidity and 41% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 2.73, cash €15,721, halved
NBB · annual accounts
lowers risk · Size: total assets €25,037
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-12-2025, 56 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
56 days early
2023
35 days early
2022
143 days early
2021
124 days early
2020
122 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 96 days before the deadline. In the sector (NACE 85), the median for financial year 2023 was 14 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 1 October (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as CesArte: other education (NACE 85599). They are comparable in size and age: total assets between €21,900 and €39,500, founded between 2015 and 2019.

CompanyTotal assetsGross margin
CesArte Tervuren€25,037€22,437
Serious About Change Tervuren€39,467€19,575
LudiLingua Arlon€24,061€15,205
MEHELIT Courcelles€22,539€15,914
Tannat & co Andenne€24,123€23,925
EMC International Oostkamp€29,754€11,715
LV Linguistics Charleroi€21,878€11,393
Full comparison

Key facts about CesArte

What is the company number of CesArte?
The company number of CesArte is 0677.655.955. The VAT number is the same number with BE in front: BE 0677.655.955.
Where is CesArte based?
The registered office is at Treuveld 3, 3080 Tervuren.Company details
What does CesArte do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of CesArte?
The legal form of CesArte is Non-profit association (VZW).
When was CesArte founded?
CesArte was founded on 10-06-2017.
Is CesArte still active?
Yes, CesArte is an active enterprise in the KBO register.
How many employees does CesArte have?
CesArte had an average of 0.6 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of CesArte?
The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €22,437 and 42 comparable companies (NACE 855). It probably lies between €55,000 and €170,000. It is a rough estimate. In financial year 2021 turnover was €28,366.
Is CesArte profitable?
In financial year 2025, CesArte made a profit of €198.
Where can I find the annual accounts of CesArte?
CesArte filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CesArte due?
CesArte must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.