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CERODA

Active
Non-profit associationfounded 2011active for 15 yearsChaussée de Mons 277, 7800 Ath, BelgiumKBO/BCE: BE 0837.192.647
Summary

CERODA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297,742 and a net result of €62,732. Equity has been stable since 2021 (±1.1% per year). Its solvency ranks better than 50% of 123 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-06-2011 Normal situation
Activity
Residential care activities NACE 87202
Establishment units
2.227.278.663 7800 Ath, since 01-05-2014
2.384.272.965 7800 Ath, since 22-05-2019and 2 others
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€916,363
▲ 12.9%
Turnover
≈ €1.8m
estimated
Surplus
€62,732
▼ 6.4%
Equity
€297,742
▲ 26.7%
Total assets
€759,735
▲ 76.0%
Employees on 31-12-2025
10
=
Filed on 30-06-2026, 31 days before the deadline
Score breakdownraises risk1 of the last 3 accounts latelowers riskLegal form: non-profit associationSize: total assets €759,735Sector: Residential care activities (NACE 87)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in residential care (NACE 87)
Financial strength · tick: 2024
Strong
Solvency 64-15
equity 39.2% of total assets
Liquidity 67=
short-term debt 16.2% · cash 16.4%
Profitability 79-9
return on assets 8.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (253 companies, NACE 87, micro)
Last 24 months 12-2024: < 0.1% 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.72 (1.78 in 2024), above the usual 1.5. Short-term debt is 16.2% and cash 16.4% of total assets. However, 60.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, micro). It does better than 49% of them on solvency, 67% on liquidity, 71% on profitability and 82% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: total assets €759,735
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €297,742
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 days early
2024
19 days late
2023
132 days late
2022
498 days late
2021
863 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 296 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 December (4 of the last 5 accounts filed within 365 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 86% of companies in residential caresector median €223,227 · 122 companies €916,363 View
  • Positive: Equity rose in 2025from €235,010 to €297,742 ▲ 26.7% View

Recent changes

  1. · Gazette deed Amendment of the articles · Resignations & appointments
  2. · Gazette deed Reappointments: Freson Dimitri (director) and Jacquerie Emmanuelle (director)
  3. · Gazette deed Reappointments: Freson Dimitri, Jacquerie Emmanuelle and 2 othersAppointment: Jacquerie Denis (chair of the board)
All 12 events

Comparable companies

These companies have the same main activity as CERODA: residential care activities (NACE 87202). They are comparable in size and age: total assets between €414,000 and €916,000, founded between 2009 and 2013.

CompanyTotal assetsGross margin
CERODA Ath€0.8m€0.9m
SYNAPSE Beaumont€0.8m€0.9m
RESIDENCE LA VILLA Waremme€0.9m€0.8m
Résidence Le Château arc-en-ciel La Louvière€0.6m€1.1m
LE GAI REFUGE Libin€0.4m€0.9m
L'EssenCiel ASBL La Louvière€0.4m€1.1m
L'ETOILE FILANTE Bernissart€0.8m€1.3m
Full comparison

Key facts about CERODA

What is the company number of CERODA?
The company number of CERODA is 0837.192.647. The VAT number is the same number with BE in front: BE 0837.192.647.
Where is CERODA based?
The registered office is at Chaussée de Mons 277, 7800 Ath.Company details
What does CERODA do?
According to the KBO register, the main activity is residential care activities (NACE 87202).
What is the legal form of CERODA?
The legal form of CERODA is Non-profit association (VZW).
When was CERODA founded?
CERODA was founded on 23-06-2011.
Is CERODA still active?
Yes, CERODA is an active enterprise in the KBO register.
How many employees does CERODA have?
CERODA had an average of 10.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CERODA?
The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €916,363 and 883 comparable companies of the same size. It probably lies between €1.3m and €2.7m. It is a rough estimate.
Is CERODA profitable?
In financial year 2025, CERODA made a profit of €62,732.
Where can I find the annual accounts of CERODA?
CERODA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CERODA due?
CERODA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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