Financials
- Fiscal year
- 2025
- Total assets
- €436,010
- Profit
- €181,075
- Solvency
- 93.6%
Total assets▲ 72.3%
Net result
20192025
CEMATH CONSULT
ActiveSummary
CEMATH CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408,308 and a net result of €181,075. Equity is growing by ~57% per year across the filed fiscal years. Its solvency ranks better than 92% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€436,010total assets 2025
- Equity
- €408,308
- Profit
- €181,075
Turnover not published (abridged schema)
Structure
Accounts filed 17 d late0 of 2 deeds read
Why 99- 1 change of registered office in 24 months+ Liquidity: current ratio 9.99, cash €236,442+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €408,308 (93.6% of total assets)Show the evidence
Checked score
Score 2025
99
/ 100
Excellent
Probability in this band: under 0.55%
Better than 89% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 93.6% of total assets
Liquidity
100+13
short-term debt 6.3% · cash 54.2%
Profitability
100=
return on assets 41.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 22 months
01-2025: < 0.1%lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%▲ +3.3% vs 02-2025
04-2025: < 0.1%▲ +6.5% vs 03-2025
05-2025: < 0.1%▲ +6.1% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: < 0.1%▲ +11.4% vs 06-2025
08-2025: < 0.1%▼ -23.1% vs 07-2025lowest value
09-2025: < 0.1%● 0.0% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%▲ +110% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +12.7% vs 03-2026
05-2026: 0.1%▲ +14.1% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +21.0% vs 06-2026
08-2026: 0.2%▲ +144% vs 07-2026highest value
09-2026: < 0.1%▼ -81.2% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 9.99, cash €236,442 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Equity €408,308 (93.6% of total assets) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 9.99 against 7.83 in 2024; short-term debt: 6.3% and cash: 54.2% of total assets), and 6.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 85%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
17 d late
2024
1 d early
2023
6 d early
2022
39 d early
2021
26 d late
2020
11 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- General meeting · Capital increaseCapital · Statutes amendment
- General meeting · Statutes amendmentName change · Registered-office move
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 19
- Since
- 2020
- Next accounts
- by 31-07-2027
- 08-09-2026General meeting · Capital increase
- 08-09-2026General meeting · Statutes amendment
- 17-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 23-08-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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