Skip to content

CAR-GUARD

Active
Private limited companyfounded 2018active for 7 yearsKouter 7A, 9000 Gent, BelgiumKBO/BCE: BE 0716.982.230

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of CAR-GUARD is 3.4% (moderate). The 2025 annual accounts show equity of €100 and a net result of €91,467. Equity has been shrinking by about 50% per year since 2023. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 15% of 2,077 sector peers (NACE 73, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 15-12-2018 Normal situation
Registered office
18 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Public relations and communication consultancy NACE 73300and 1 other
Establishment unit
2.286.569.815 9080 Lochristi, since 15-12-2018
Financial year end
31 December
Peppol
Reachable since 27-03-2025

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Annual accounts 2025
Gross margin
€855,314
▲ 40.2%
Turnover
≈ €1.7m
estimated
Profit
€91,467
▲ 27.5%
Equity
€100
▼ 99.9%
Total assets
€738,602
▲ 8.4%
Staff
10.1 FTE
▲ 18.8%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises risk2 changes of registered office in 24 monthsEquity €100 (0.0% of total assets)Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskSector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of small companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Weak
Solvency 25-13
equity 0.0% of total assets
Liquidity 19-10
short-term debt 72.2% · cash 6.2%
Profitability 55-27
return on assets 12.4%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (721 companies, NACE 73, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 2.4%▲ +1.9 percentage points vs 03-2025 05-2025: 2.5%▲ +0.1 percentage points vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.7%▲ +0.2 percentage points vs 06-2025 08-2025: 3.7%▲ +1.0 percentage point vs 07-2025 09-2025: 3.7%● unchanged vs 08-2025 10-2025: 3.7%● unchanged vs 09-2025 11-2025: 3.7%● unchanged vs 10-2025 12-2025: 3.7%● unchanged vs 11-2025 01-2026: 3.7%● unchanged vs 12-2025 02-2026: 3.7%● unchanged vs 01-2026 03-2026: 3.7%● unchanged vs 02-2026 04-2026: 3.9%▲ +0.2 percentage points vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 3.8%▼ -0.1 percentage points vs 05-2026 07-2026: 4.2%▲ +0.4 percentage points vs 06-2026 08-2026: 5.9%▲ +1.7 percentage points vs 07-2026highest value 09-2026: 3.4%▼ -2.5 percentage points vs 08-2026 10-2026: 3.4%● unchanged vs 09-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small). It does better than 6% of them on solvency, 11% on liquidity, 40% on profitability and 2% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Equity €100 (0.0% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2077 sector peers (2025).
NBB · sector comparison
Position among 2077 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
21 days early
2023
8 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 6 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €85,623 to €100 ▼ 99.9% View
  • Caution: Less equity than 85% of companies in advertising and market researchsector median €166,515 · 2,080 companies €100 View

Comparable companies

These companies have the same main activity as CAR-GUARD: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €493,000 and €844,000, founded between 2017 and 2020.

CompanyTotal assetsGross margin
CAR-GUARD Gent€738,602€855,314
SOLOMEO Laakdal€632,016€906,720
Freelance Office Lubbeek€808,395€865,945
The House of Support Zemst€748,105€608,684
The Middle Men Brussel€843,501€495,116
Tomorrow Agency Gent€493,235€451,992
Workplace Strategy Gavere€631,685€666,381
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about CAR-GUARD

What is the company number of CAR-GUARD?
The company number of CAR-GUARD is 0716.982.230. The VAT number is the same number with BE in front: BE 0716.982.230.
Where is CAR-GUARD based?
The registered office is at Kouter 7A, 9000 Gent.Company details
What does CAR-GUARD do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of CAR-GUARD?
The legal form of CAR-GUARD is Private limited company (BV).
When was CAR-GUARD founded?
CAR-GUARD was founded on 15-12-2018.
Is CAR-GUARD still active?
Yes, CAR-GUARD is an active enterprise in the KBO register.
How many employees does CAR-GUARD have?
CAR-GUARD had an average of 10.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CAR-GUARD?
The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €855,314 and 38 comparable companies (NACE 73). It probably lies between €1.2m and €2.3m.
Is CAR-GUARD profitable?
In financial year 2025, CAR-GUARD made a profit of €91,467.
Where can I find the annual accounts of CAR-GUARD?
CAR-GUARD filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CAR-GUARD due?
CAR-GUARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.