CAMARGUE

Active

Public limited companyfounded 1978active for 47 yearsWeverslaan 14, 9160 Lokeren, BelgiumKBO/BCE: BE 0418.901.428

Summary

CAMARGUE has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345,285 and a net result of -€224,008. Equity is growing by about 4.2% per year across the filed financial years. Its solvency ranks better than 20% of 9,778 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

CAMARGUEActiveChecked score 82/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46360Manufacture of cocoa, chocolate and sugar confectionery NACE 10820

2 sites

Size

€2.7mtotal assets 2025

Staff: 16.7 FTE
Equity: €345,285
Loss: -€224,008

Turnover not published (abbreviated format)

Financial health

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Parent: RIK VANDECASTEELE · 100%
Holdings: 2

BORVANDirector · permanent representative Rik Vandecasteele
RIK VANDECASTEELEManaging director · permanent representative Tom Vandecasteele

2025 accounts 86 days early1 of 7 deeds summarised

Why 82raises riskLoss of €224,008 (financial year 2025)Equity €345,285 (13.0% of total assets)Sector: Wholesale trade (NACE 46)lowers riskSize: total assets €2.7mShow the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 26% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 38-6

equity 13.0% of total assets

Liquidity 57+5

short-term debt 20.5% · cash 10.7%

Profitability 12-39

return on assets -8.4%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,375 companies, NACE 46, small)

Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.8%▲ +0.5 percentage points vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025highest value 11-2025: 0.8%● unchanged vs 10-2025highest value 12-2025: 0.3%▼ -0.5 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.85, compared with 2.51 in 2024, above the usual 1.5; short-term debt: 20.5% and cash: 10.7% of total assets), but 87% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 15% on solvency, 75% on liquidity, 7% on profitability and 6% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Loss of €224,008 (financial year 2025)

NBB · annual accounts

Size: total assets €2.7m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €345,285 (13.0% of total assets)

NBB · annual accounts

Sector: Wholesale trade (NACE 46)

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9778 sector peers (2025).

NBB · sector comparison

Position among 9778 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-11-2025, 86 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

86 days early

2024

85 days early

2023

41 days early

2022

1 day late

2021

3 days early

2020

47 days early

2019

25 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 December (4 of the last 5 filed years within 44 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end28-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

06-11-2025 Annual accounts filedfinancial year 2025 · abbreviated…
30-06-2025 Weakest financial yearnet -€224,008
07-11-2024 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: From profit to loss in 2025after €8,804 in 2024 -€224,008 View
Caution: Among the weakest 5% on net resultsector median €26,874 · 9,757 companies -€224,008 View
Controlled by RIK VANDECASTEELEultimately: BRUYNEEL - DEMETS 100% View
Active since 1978founded 12-12-1978 47 years View

By topic

Financials

Financial year: 2025
Total assets: €2.7m
Loss: -€224,008
Solvency: 13.0%

Total assets▼ 8.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members
Parent: RIK VANDECASTEELE · 100%

BORVANDirector
RIK VANDECASTEELEManaging director

Go to Board & ownership

Network & group

Group: BRUYNEEL - DEMETS
Holdings: 2

2 holdings

Go to Network & group

Timeline

Events: 51
Since: 1980
Next accounts: by 31-01-2027

21-12-2023Annual accounts filed
27-11-2023Reappointments: BORVAN (director) and RIK VANDECASTEELE (director)
30-06-2023Highest result from 2019 to 2025

Go to Timeline

Company details

Sites: 2

Legal form: Public limited company
Activity: Wholesale tradeNACE 46360
Founded: 12-12-1978
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 41

Annual meeting: Last Monday of November at 17:00

Go to Articles of association

Key facts about CAMARGUE

What is the company number of CAMARGUE?: 0418.901.428. In Belgium the VAT number is the company number with BE in front: BE 0418.901.428.
Where is CAMARGUE based?: The registered office is at Weverslaan 14, 9160 Lokeren.Company details
What does CAMARGUE do?: According to the KBO register, the main activity is wholesale trade (NACE 46360).
What is the legal form of CAMARGUE?: Public limited company (NV).
When was CAMARGUE founded?: On 12-12-1978.
Is CAMARGUE still active?: Yes, CAMARGUE is an active enterprise in the KBO register.
How many employees does CAMARGUE have?: On average 16.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CAMARGUE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CAMARGUE profitable?: In financial year 2025, CAMARGUE made a loss of €224,008.
Where can I find the annual accounts of CAMARGUE?: CAMARGUE filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAMARGUE due?: By 31-01-2027, for financial year 2026.Timeline