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CAMAL

Active
Public limited companyfounded 1972active for 53 yearsRue Légipont 12/000D, 4671 Blégny, BelgiumKBO/BCE: BE 0412.859.912
Summary

CAMAL has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.9m and a net result of €826,663. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 80% of 788 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-12-1972 Normal situation
Activity
Manufacture of food products NACE 10510and 2 others
Joint committees
119 Paritair Comité voor de handel in voedingswaren
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.007.832.395 4671 Blégny, since 01-01-1973
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • H.A.D. SRLDaily manager · permanent representative Alain HOUBEN
  • Ferkas BVDaily manager · permanent representative Ann CELEN
  • The White EngineDaily manager · permanent representative Pierre Stevens
and 3 others
Auditor
PricewaterhouseCoopers Réviseurs d'entreprises
Shareholders
  • FrieslandCampina· score 892025 annual accounts of FrieslandCampina
  • FrieslandCampina CVannual accounts 2025

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€41.7m
▼ 1.1%
Profit
€826,663
▼ 18.3%
Equity
€8.9m
▲ 10.2%
Total assets
€13.4m
▼ 8.5%
Employees on 31-12-2025
41
▼ 8.9%
Filed on 23-06-2026, 38 days before the deadline
Score breakdownraises riskSector: Manufacture of food products (NACE 10)lowers riskFounded in 1972Size: turnover €41.7m, 43.8 FTE, total assets €13.4mProfit of €826,663 (financial year 2025)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of small companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 92+12
equity 66.7% of total assets
Liquidity 40+11
short-term debt 33.0% · cash 3.5%
Profitability 61-1
return on assets 6.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (630 companies, NACE 10, small)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €800,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.94 (2.18 in 2024), above the usual 1.5. Short-term debt is 33% and cash 3.5% of total assets. 33.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small). It does better than 86% of them on solvency, 42% on liquidity, 35% on profitability and 49% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1972
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Size: turnover €41.7m, 43.8 FTE, total assets €13.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Profit of €826,663 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
22 days early
2023
42 days early
2022
27 days early
2021
38 days early
2020
25 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Board changedlatest change 15-05-2026 · 2 in office 2 joined · 4 left View
  • Positive: Largest company by equity in Blegny, Manufacturing sectorin the Checked rankings No. 1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €826,663 8 years View

Recent changes

  1. · Gazette deed Resignation: ORTEGAL BV (director)Appointments: Christophe GUILMIN (director) and Joris VERHEIJEN (director)
  2. · Gazette deed Resignations: Tom Schiettecat, AGRUCO SRL and 2 othersPermanent representatives: Peter Grugeon, Olivier Schietse and Edith Hamelryckx · Appointments: Christophe Guilmin (director) and Joris Verheijen (director)
  3. · Gazette deed Permanent representative: Alain Houben
All 44 events

Comparable companies

These companies have the same main activity as CAMAL: manufacture of food products (NACE 10510). They are comparable in size and age: total assets between €5.5m and €23m, founded between 1971 and 1990.

CompanyTotal assetsTurnover
CAMAL Blégny€13.4m€41.7m
Melk Inrichting Kruishoutem Kruisem€14.3m€38.4m
REAL Herve€5.5m€33.6m
Compagnie Fermière de l'Entre-Sambre-et-Meuse Chimay€7.2m€39.7m
NUTKAO BELGIUM Puurs-Sint-Amands€13.1m€19.3m
EURODESSERTS Beringen€23.2m€25.2m
HERITAGE 1466 Herve€17.7m€19.0m
Full comparison

Key facts about CAMAL

What is the company number of CAMAL?
The company number of CAMAL is 0412.859.912. The VAT number is the same number with BE in front: BE 0412.859.912.
Where is CAMAL based?
The registered office is at Rue Légipont 12/000D, 4671 Blégny.Company details
What does CAMAL do?
According to the KBO register, the main activity is manufacture of food products (NACE 10510).
What is the legal form of CAMAL?
The legal form of CAMAL is Public limited company (NV).
When was CAMAL founded?
CAMAL was founded on 28-12-1972.
Is CAMAL still active?
Yes, CAMAL is an active enterprise in the KBO register.
How many employees does CAMAL have?
CAMAL had an average of 43.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CAMAL fall under?
In its 2025 annual accounts, CAMAL states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of CAMAL?
The turnover of CAMAL was €41.7m in financial year 2025, according to the filed annual accounts.
Is CAMAL profitable?
In financial year 2025, CAMAL made a profit of €826,663.
Where can I find the annual accounts of CAMAL?
CAMAL filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAMAL due?
CAMAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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