CALTERA
ActiveSummary
CALTERA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €358k and a net result of €47k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 3550 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▼-1
Solvency82▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 3.68 in 2023; short-term debt: 21.4% and cash: 3.6% of total assets), and 42.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
57 d late
2022
61 d late
2021
61 d late
2020
60 d late
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47k▼ 5.5%
2023 · €50k
2018: €57khighest in 7 years
2019: €9k▼ -83.7% vs 2018
2020: €9k▼ -1.8% vs 2019lowest in 7 years
2021: €18k▲ +93.8% vs 2020
2022: €29k▲ +65.0% vs 2021
2023: €50k▲ +69.8% vs 2022
2024: €47k▼ -5.5% vs 2023
2018 → 2024
Working capital
€393k▲ 4.3%
2023 · €377k
2018: €204k
2019: €182k▼ -11.2% vs 2018
2020: €173k▼ -4.7% vs 2019lowest in 7 years
2021: €206k▲ +18.8% vs 2020
2022: €216k▲ +5.1% vs 2021
2023: €377k▲ +74.6% vs 2022
2024: €393k▲ +4.3% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€232k-€232k=€261k▲ 12.6%€311k▲ 19.0%€358k▲ 15.1%
2020: €232k
2021: €232k● -0.0% vs 2020lowest in 5 years
2022: €261k▲ +12.6% vs 2021
2023: €311k▲ +19.0% vs 2022
2024: €358k▲ +15.1% vs 2023highest in 5 years
Operating result€20k-€13k▼ 36.9%€37k▲ 197%€54k▲ 43.4%€40k▼ 24.5%
2020: €20k
2021: €13k▼ -36.9% vs 2020lowest in 5 years
2022: €37k▲ +197% vs 2021
2023: €54k▲ +43.4% vs 2022highest in 5 years
2024: €40k▼ -24.5% vs 2023
Net result€9k-€18k▲ 93.8%€29k▲ 65.0%€50k▲ 69.8%€47k▼ 5.5%
2020: €9klowest in 5 years
2021: €18k▲ +93.8% vs 2020
2022: €29k▲ +65.0% vs 2021
2023: €50k▲ +69.8% vs 2022highest in 5 years
2024: €47k▼ -5.5% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €626k
Fixed assets
€99k ▼ 15.4%
Current assets
€527k ▲ 1.8%
Equity and liabilities €626k
Equity
€358k ▲ 15.1%
Provisions
€33k =
Debt
€235k ▼ 19.1%
Debt's share of the balance-sheet total falls from 45.8% to 37.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▼
2023 · €102k
Cash flow
€95k▼
2023 · €98k
Current ratio
3.94▲
2023 · 3.68
Debt to equity
0.66▼
2023 · 0.94
ROE
13.1%▼
2023 · 16.0%
ROA
7.5%▼
2023 · 7.8%
Interest coverage
36.25▼
2023 · 49.23
Debt ≤ 1 year
€134k▼
2023 · €141k
Income taxes
€11k▼
2023 · €13k
Staff costs
€91k▼
2023 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€635k€626k▼
Fixed assets21/28€117k€99k▼
Tangible fixed assets22/27€117k€99k▼
Land and buildings22€42k€28k▼
Plant, machinery and equipment23€11k€15k▲
Furniture and vehicles24€59k€52k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€518k€527k▲
Amounts receivable within one year40/41€508k€505k▼
Trade receivables40€192k€118k▼
Other amounts receivable41€316k€386k▲
Cash at bank and in hand54/58€10k€22k▲
Equity and liabilities
Total equity and liabilities10/49€635k€626k▼
Equity10/15€311k€358k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€21k€21k=
Non-distributable reserves130/1€21k€21k=
Legal reserve130€21k€21k=
Profit (loss) carried forward14€271k€318k▲
Provisions and deferred taxes16€33k€33k=
Provisions for liabilities and charges160/5€33k€33k=
Major repairs and maintenance162€33k€33k=
Amounts payable17/49€291k€235k▼
Amounts payable within one year42/48€141k€134k▼
Trade debts44€85k€100k▲
Suppliers440/4€85k€100k▲
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€53k€31k▼
Taxes450/3€37k€5k▼
Remuneration and social security454/9€16k€25k▲
Accrued charges and deferred income492/3€150k€101k▼
Income statement
Code20232024
Remuneration, social security and pensions62€126k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€48k=
Other operating charges640/8€5k€6k▲
Gross operating margin9900€232k€186k▼
Operating profit (loss)9901€54k€40k▼
Financial income75/76B€11k€20k▲
Recurring financial income75€11k€20k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€63k€58k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€50k€47k▼
Profit (loss) for the period to be appropriated9905€50k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€318k▲
Profit (loss) brought forward from the previous period14P€222k€271k▲
Social balance
Average headcount (FTE)9087-4.1
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €7k | €73k | €126k | €91k | ▼ 27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €35k | €38k | €48k | €48k | = |
| Other operating charges640/8 | - | €6k | €4k | €5k | €6k | ▲ 33.8% |
| Gross operating margin9900 | €128k | €61k | €153k | €232k | €186k | ▼ 19.8% |
| Operating profit (loss)9901 | €20k | €13k | €37k | €54k | €40k | ▼ 24.5% |
| Financial income75/76B | - | €10k | €37 | €11k | €20k | ▲ 72.3% |
| Recurring financial income75 | €16k | €10k | €37 | €11k | €20k | ▲ 72.3% |
| Financial charges65/66B | - | €5k | €3k | €2k | €2k | ▲ 18.2% |
| Recurring financial charges65 | €10k | €5k | €3k | €2k | €2k | ▲ 18.2% |
| Profit (loss) for the period before taxes9903 | €26k | €18k | €34k | €63k | €58k | ▼ 8.3% |
| Income taxes67/77 | €17k | - | €5k | €13k | €11k | ▼ 19.0% |
| Profit (loss) for the period9904 | €9k | €18k | €29k | €50k | €47k | ▼ 5.5% |
| Profit (loss) for the period to be appropriated9905 | €9k | €18k | €29k | €50k | €47k | ▼ 5.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €412k | €471k | €443k | €635k | €626k | ▼ 1.4% |
| Fixed assets21/28 | €121k | €129k | €98k | €117k | €99k | ▼ 15.4% |
| Tangible fixed assets22/27 | €121k | €129k | €98k | €117k | €99k | ▼ 15.4% |
| Land and buildings22 | - | €70k | €56k | €42k | €28k | ▼ 33.3% |
| Plant, machinery and equipment23 | - | €11k | €8k | €11k | €15k | ▲ 34.8% |
| Furniture and vehicles24 | - | €45k | €31k | €59k | €52k | ▼ 12.2% |
| Other tangible fixed assets26 | - | €3k | €2k | €5k | €4k | ▼ 11.9% |
| Current assets29/58 | €291k | €342k | €345k | €518k | €527k | ▲ 1.8% |
| Amounts receivable within one year40/41 | €277k | €273k | €324k | €508k | €505k | ▼ 0.6% |
| Trade receivables40 | - | €75k | €156k | €192k | €118k | ▼ 38.4% |
| Other amounts receivable41 | - | €198k | €169k | €316k | €386k | ▲ 22.3% |
| Cash at bank and in hand54/58 | €11k | €67k | €21k | €10k | €22k | ▲ 124% |
| Deferred charges and accrued income490/1 | - | €3k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €412k | €471k | €443k | €635k | €626k | ▼ 1.4% |
| Equity10/15 | €232k | €232k | €261k | €311k | €358k | ▲ 15.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | €19k | €19k | = |
| Issued capital100 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €21k | €21k | €21k | €21k | €21k | = |
| Non-distributable reserves130/1 | - | €2k | €21k | €21k | €21k | = |
| Legal reserve130 | - | €2k | €21k | €21k | €21k | = |
| Tax-exempt reserves132 | - | €19k | - | - | - | - |
| Profit (loss) carried forward14 | €193k | €193k | €222k | €271k | €318k | ▲ 17.3% |
| Provisions and deferred taxes16 | €33k | €33k | €33k | €33k | €33k | = |
| Provisions for liabilities and charges160/5 | - | €33k | €33k | €33k | €33k | = |
| Major repairs and maintenance162 | - | €33k | €33k | €33k | €33k | = |
| Amounts payable17/49 | €147k | €206k | €149k | €291k | €235k | ▼ 19.1% |
| Amounts payable within one year42/48 | €118k | €137k | €129k | €141k | €134k | ▼ 4.9% |
| Financial debts43 | - | €4k | €19k | - | - | - |
| Credit institutions430/8 | - | €4k | €19k | - | - | - |
| Trade debts44 | €82k | €127k | €96k | €85k | €100k | ▲ 17.9% |
| Suppliers440/4 | - | €127k | €96k | €85k | €100k | ▲ 17.9% |
| Advances received on contracts in progress46 | - | €3k | €3k | €3k | €3k | = |
| Taxes, remuneration and social security45 | - | €3k | €11k | €53k | €31k | ▼ 41.7% |
| Taxes450/3 | - | - | €510 | €37k | €5k | ▼ 85.6% |
| Remuneration and social security454/9 | - | €3k | €11k | €16k | €25k | ▲ 60.8% |
| Accrued charges and deferred income492/3 | - | €69k | €20k | €150k | €101k | ▼ 32.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €18k | €29k | €50k | €47k | ▼ 5.5% |
| + Depreciation and write-downs630 | €28k | €35k | €38k | €48k | €48k | = |
| Operating cash flow (approximation) | €37k | €53k | €67k | €98k | €95k | ▼ 2.8% |
| Investment in fixed assets (approximation) | - | €-43k | €-7k | €-66k | €-30k | ▲ 54.7% |
| Change in cash | - | €55k | €-46k | €-11k | €12k | ▲ 218% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €9k ▼1.8%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2002
Ground area
824 m²
Building footprint
211 m²
Volume, LiDAR
1,272 m³
Parcel 21819B0054/00W002, Brussels · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Ransbeekstraat 194, 1120 Brussel
since 20022.232.324.742
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819B0054/00W002 | Brussels | 823 m² | 1 · 211 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 607 companies in sector 43130 we hold annual accounts for 302. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-07-2002
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
43130Specialised construction activities
43120Site preparation
Contact
E-mail
calteria1@hotmail.comBrussel
Phone
02 245 94 57Brussel
Scores and ratios are computed by Checked and are not a credit decision.