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C & D PROJECTS

Active
Public limited companyfounded 199135 yrs activeSint-Denijslaan 485, 9000 Gent, BelgiumKBO/BCE: BE 0443.457.274
Summary

C & D PROJECTS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €28.0m and a net result of €285,214. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 87 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
C & D PROJECTSActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201Activities of head offices NACE 70100NACE 70201
1 site
Size
€30.3mtotal assets 2026
Staff
2.4 FTE
Equity
€28.0m
Profit
€285,214
Net result -82%: other schema
Financial health
95 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
15
Accounts 37 d early0 of 8 deeds read
Why 95- Liquidity: current ratio 112.99, cash €1.5m+ Size: 2.4 FTE, total assets €30.3m+ Founded in 1991+ Equity €28.0m (92.3% of total assets)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100=
equity 92.3% of total assets
Liquidity 56+6
short-term debt 0.2% · cash 4.9%
Profitability 54+6
return on assets 0.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -2.3% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +3.6% vs 06-2025 08-2025: 0.1%▲ +5.7% vs 07-2025 09-2025: 0.1%▲ +5.4% vs 08-2025highest value 10-2025: 0.1%▼ -23.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -2.7% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +2.8% vs 06-2026 08-2026: 0.1%▲ +1.4% vs 07-2026 09-2026: 0.1%▲ +4.0% vs 08-2026 10-2026: < 0.1%▼ -46.2% vs 09-2026lowest value
  • Size: 2.4 FTE, total assets €30.3m lowers the probability for this profile
  • Founded in 1991 lowers the probability for this profile
  • Equity €28.0m (92.3% of total assets) lowers the probability
  • Liquidity: current ratio 112.99, cash €1.5m raises the probability
Credit up to €2,650,000 at 30 days acceptable
short-term debt: 0.2% and cash: 4.9% of total assets, and 7.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 67%, profitability 45%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: 2.4 FTE, total assets €30.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €28.0m (92.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 112.99, cash €1.5m
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
37 d early
2025
38 d early
2024
41 d early
2023
29 d early
2022
32 d early
2021
18 d early
2020
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 24 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Liquidity doublescurrent ratio 112.99
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Result fell in 2026different schema filed ▼ 82.2% View
  • Positive: Among the best 5% on solvencysector median 36.2% · 87 companies 92.3% View
  • Heads a groupcompanies controlled 15 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2026: €285,214 5 years View

By topic

Financials

Fiscal year
2026
Total assets
€30.3m
Profit
€285,214
Solvency
92.3%
Total assets▲ 0.7%
Net result
20192026
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-10-2027
  1. 24-09-2026Annual accounts filed
  2. 31-03-2026Liquidity doubles
  3. 23-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
28-02-1991
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?C & D PROJECTS · 16 companies How does this company compare with its sector?Sector benchmark

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