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C.bfa

Active
Private limited company (pre-2019)founded 198639 yrs activeKortemarkstraat 88, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0429.619.037
Summary

C.bfa has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,361 and a net result of €17,854. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 9439 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Other business support services
NACE 82990
#1 oldest company in Lichtervelde, Administrative and support services sector1 site
Size
€114,564total assets 2025
Equity
€99,361
Profit
€17,854
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts on time0 of 7 deeds read
Why 84- 1 change of registered office in 24 months- 1 of the last 3 late- Size: total assets €114,564+ Founded in 1986Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 100+5
equity 86.7% of total assets
Liquidity 58-1
short-term debt 11.4% · cash 7.0%
Profitability 76+13
return on assets 15.6%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -0.6% vs 12-2024 02-2025: 0.2%▲ +0.6% vs 01-2025 03-2025: 0.2%▲ +2.3% vs 02-2025 04-2025: 0.2%▼ -2.8% vs 03-2025 05-2025: 0.2%▼ -1.7% vs 04-2025lowest value 06-2025: 0.2%▲ +11.0% vs 05-2025 07-2025: 0.3%▲ +36.6% vs 06-2025 08-2025: 0.4%▲ +54.8% vs 07-2025 09-2025: 0.4%▲ +11.1% vs 08-2025 10-2025: 0.6%▲ +27.4% vs 09-2025 11-2025: 0.6%▲ +4.7% vs 10-2025 12-2025: 0.8%▲ +31.2% vs 11-2025 01-2026: 1.8%▲ +129% vs 12-2025 02-2026: 3.5%▲ +93.3% vs 01-2026 03-2026: 3.6%▲ +4.6% vs 02-2026highest value 04-2026: 3.3%▼ -9.3% vs 03-2026 05-2026: 0.5%▼ -85.2% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%● 0.0% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%▼ -1.4% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • 1 of the last 3 late raises the probability
  • Founded in 1986 lowers the probability for this profile
  • Size: total assets €114,564 raises the probability for this profile
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 8.8 against 14.44 in 2023; short-term debt: 11.4% and cash: 7% of total assets), and 13.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 88%, liquidity 52%, profitability 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €114,564
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2023
27 d late
2022
120 d late
2021
120 d late
2020
89 d late
2019
122 d late
2018
72 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 79 days after the deadline; the sector median for financial year 2023 is 5 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Liquidity triplescurrent ratio 14.44

Key points

  • Positive: Oldest company in Lichtervelde, Administrative and support services…in the Checked rankings #1 View
  • Active since 1986founded 20-10-1986 39 years View
  • Total assets 20256 fiscal years filed €114,564 View

By topic

Financials

Fiscal year
2025
Total assets
€114,564
Profit
€17,854
Solvency
86.7%
Turnover▼ 36.8%
Net result
20182021
Go to Financials

Timeline

Events
16
Since
2016
  1. 30-04-2026Annual accounts filed
  2. 27-08-2024Annual accounts filed
  3. 31-12-2023Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other business support servicesNACE 82990
Founded
20-10-1986
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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