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C.B. TOITURES

Active
Private limited company (pre-2019)founded 1981active for 45 yearsRue du Petit-Leez, Gd-L. 19, 5031 Gembloux, BelgiumKBO/BCE: BE 0421.578.331
Summary

C.B. TOITURES has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€71,647) and a net result of €24,379. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 6% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 22-05-1981 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.018.877.232 5031 Gembloux, since 22-05-1981
Financial year end
31 December
Peppol
Reachable since 03-09-2025

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€275,781
▲ 11.3%
Turnover
≈ €620,000
estimated
Profit
€24,379
Equity
-€71,647
▲ 25.4%
Total assets
€161,376
▼ 22.2%
Employees on 31-12-2025
6
▼ 14.3%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equitySector: Construction of residential and non-residential buildings (NACE 41)Negative equity -€71,647lowers riskSize: total assets €161,376Founded in 1981Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 34% of micro companies in construction of buildings (NACE 41)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -44.4% of total assets
Liquidity 4=
short-term debt 143.6% · cash 3.2%
Profitability 80+76
return on assets 15.1%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 5.7% 01-2025: 5.7%● unchanged vs 12-2024 02-2025: 5.7%● unchanged vs 01-2025 03-2025: 5.7%● unchanged vs 02-2025 04-2025: 5.8%▲ +0.1 percentage points vs 03-2025 05-2025: 6.0%▲ +0.2 percentage points vs 04-2025 06-2025: 5.8%▼ -0.2 percentage points vs 05-2025 07-2025: 6.2%▲ +0.4 percentage points vs 06-2025highest value 08-2025: 4.1%▼ -2.1 percentage points vs 07-2025 09-2025: 2.2%▼ -1.9 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.1%▼ -0.1 percentage points vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.3 percentage points vs 06-2026 08-2026: 1.0%▼ -1.3 percentage points vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.66 (0.62 in 2024), below 1. Short-term debt is 143.6% and cash 3.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 5% on liquidity, 60% on profitability and 68% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €161,376
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€71,647
NBB · annual accounts
lowers risk · Founded in 1981
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 9396 sector peers (2025).
NBB · sector comparison
Position among 9396 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
21 days late
2023
20 days late
2022
38 days early
2021
5 days early
2020
16 days late
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€71,647 View
  • Caution: Less equity than 95% of companies in construction of buildingssector median €45,645 · 9,399 companies -€71,647 View
  • Positive: Back in profit in 2025after a loss of €32,727 in 2024 €24,379 View

Recent changes

  1. · Gazette deed Registered office moved within Grand-LeezNew seat: Rue de Petit-Leez 19 à 5031 GRAND-LEEZ · Previous seat: Rue Warichet 37 à 5031 GRAND-LEEZ
All 16 events

Comparable companies

These companies have the same main activity as C.B. TOITURES: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €135,000 and €193,000, founded between 1973 and 1989.

CompanyTotal assetsGross margin
C.B. TOITURES Gembloux€161,376€275,781
LA MAISON IDEALE Ciney€169,110€237,158
BAUWENS & Co Chimay€185,802€241,721
Narcisse WILLEM Jalhay€153,328€217,251
Charell Sint-Niklaas€192,787€299,549
THIRY-F entreprise générale de construction Paliseul€144,955€298,455
Herbo - Werken Gent€135,023€216,431
Full comparison

Key facts about C.B. TOITURES

What is the company number of C.B. TOITURES?
The company number of C.B. TOITURES is 0421.578.331. The VAT number is the same number with BE in front: BE 0421.578.331.
Where is C.B. TOITURES based?
The registered office is at Rue du Petit-Leez, Gd-L. 19, 5031 Gembloux.Company details
What does C.B. TOITURES do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of C.B. TOITURES?
The legal form of C.B. TOITURES is Private limited company (pre-2019) (BVBA).
When was C.B. TOITURES founded?
C.B. TOITURES was founded on 22-05-1981.
Is C.B. TOITURES still active?
Yes, C.B. TOITURES is an active enterprise in the KBO register.
How many employees does C.B. TOITURES have?
C.B. TOITURES had an average of 6.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does C.B. TOITURES fall under?
In its 2025 annual accounts, C.B. TOITURES states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of C.B. TOITURES?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €275,781 and 55 comparable companies (NACE 41001). It probably lies between €500,000 and €990,000. In financial year 2019 turnover was €1.1m.
Is C.B. TOITURES profitable?
In financial year 2025, C.B. TOITURES made a profit of €24,379.
Where can I find the annual accounts of C.B. TOITURES?
C.B. TOITURES filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C.B. TOITURES due?
C.B. TOITURES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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