Blado

Active

Private limited companyfounded 20242 yrs activeGodensteenstraat 3, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1013.099.078

Summary

Blado has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,957 and a net result of €18,957. Its solvency ranks better than 60% of 3009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

BladoActiveChecked score 87/100

Risk analysis Report Compare

Activity

General maintenance and repair of cars and light vans (up to 3.5 tonnes)

NACE 95311NACE 45201

1 site

Size

€42,922total assets 2025

Equity: €20,957
Profit: €18,957

Turnover not published (abridged schema)

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 30 d early0 of 2 deeds read

Why 87- Founded in 2024- Size: total assets €42,922+ Liquidity: current ratio 1.72, cash €33,685+ Equity €20,957 (48.8% of total assets)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 76% of its sector peers (NACE 95, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 74

equity 48.8% of total assets

Liquidity 74

short-term debt 51.2% · cash 78.5%

Profitability 100

return on assets 44.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,070 companies)

Last 24 months 10-2025: 1.8% 11-2025: 1.9%▲ +2.7% vs 10-2025 12-2025: 2.2%▲ +19.1% vs 11-2025 01-2026: 2.3%▲ +5.2% vs 12-2025 02-2026: 2.6%▲ +10.8% vs 01-2026 03-2026: 2.6%● 0.0% vs 02-2026 04-2026: 2.8%▲ +10.4% vs 03-2026 05-2026: 2.9%▲ +1.8% vs 04-2026highest value 06-2026: 2.8%▼ -3.1% vs 05-2026 07-2026: 2.8%▲ +0.2% vs 06-2026 08-2026: 0.4%▼ -86.5% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%▲ +6.6% vs 09-2026

Liquidity: current ratio 1.72, cash €33,685 lowers the probability
Founded in 2024 raises the probability for this profile
Size: total assets €42,922 raises the probability for this profile
Equity €20,957 (48.8% of total assets) lowers the probability

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 1.72; short-term debt: 51.2% and cash: 78.5% of total assets), but 51.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 59%, liquidity 75%, profitability 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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