Financials
- Fiscal year
- 2025
- Total assets
- €1.2m
- Loss
- -€23,077
- Solvency
- 78.4%
BINOFIN
ActiveSummary
BINOFIN has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €968,869 and a net result of -€23,077. Its solvency ranks better than 80% of 2736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Other business support services
NACE 82990
1 site
Size
€1.2mtotal assets 2025
- Equity
- €968,869
- Loss
- -€23,077
Turnover not published (abridged schema)
Structure
- Parent
- Bino Capital · 100%
- Holdings
- 2
Accounts on time0 of 4 deeds read
Why 87- 1 change of registered office in 24 months- Founded in 2024+ Size: total assets €1.2m+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
100
equity 78.4% of total assets
Liquidity
60
short-term debt 2.7% · cash 7.8%
Profitability
16
return on assets -1.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.6%
09-2025: 0.6%▲ +3.0% vs 08-2025
10-2025: 0.6%▲ +3.4% vs 09-2025
11-2025: 0.7%▲ +5.5% vs 10-2025
12-2025: 1.4%▲ +108% vs 11-2025
01-2026: 1.4%● 0.0% vs 12-2025
02-2026: 1.5%▲ +4.6% vs 01-2026
03-2026: 1.5%▲ +2.6% vs 02-2026
04-2026: 1.4%▼ -3.5% vs 03-2026
05-2026: 1.5%▲ +1.5% vs 04-2026
06-2026: 1.6%▲ +10.4% vs 05-2026highest value
07-2026: 1.6%● 0.0% vs 06-2026highest value
08-2026: 0.3%▼ -83.6% vs 07-2026lowest value
09-2026: 0.3%● 0.0% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- 1 change of registered office in 24 months raises the probability
- Size: total assets €1.2m lowers the probability for this profile
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- Founded in 2024 raises the probability for this profile
Credit up to €80,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.64; short-term debt: 2.7% and cash: 7.8% of total assets), and 21.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 88%, liquidity 54%, profitability 15%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- Bino Capital · 100%
Network & group
- Subsidiaries
- 2
2 subsidiaries
Timeline
- Events
- 1
- Since
- 2026
- 31-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other business support servicesNACE 82990
- Founded
- 01-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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