Financials
- Fiscal year
- 2025
- Total assets
- €245,491
- Profit
- €927
- Solvency
- 20.0%
Total assets▼ 2.8%
Net result
20182025
BILSA
ActiveSummary
BILSA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,160 and a net result of €927. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Retail trade
NACE 47530
2 sites
Size
€245,491total assets 2025
- Equity
- €49,160
- Profit
- €927
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 5 deeds read
Why 81- Sector Retail trade (NACE 47)- Profit of €927 (FY 2025)+ Founded in 1990+ Size: total assets €245,491Show the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
45+1
equity 20.0% of total assets
Liquidity
17+4
short-term debt 80.0% · cash 8.4%
Profitability
47-30
return on assets 0.4%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%▼ -1.7% vs 11-2024
01-2025: 0.7%▼ -1.0% vs 12-2024
02-2025: 0.7%● 0.0% vs 01-2025
03-2025: 0.7%● 0.0% vs 02-2025
04-2025: 0.7%▲ +1.9% vs 03-2025
05-2025: 0.7%▲ +1.1% vs 04-2025
06-2025: 0.7%▼ -3.1% vs 05-2025
07-2025: 1.0%▲ +47.2% vs 06-2025highest value
08-2025: 0.3%▼ -65.7% vs 07-2025
09-2025: 0.3%● 0.0% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -1.1% vs 12-2025lowest value
02-2026: 0.3%● 0.0% vs 01-2026lowest value
03-2026: 0.3%● 0.0% vs 02-2026lowest value
04-2026: 0.4%▲ +9.6% vs 03-2026
05-2026: 0.4%▲ +2.4% vs 04-2026
06-2026: 0.4%▼ -3.4% vs 05-2026
07-2026: 0.4%▲ +17.7% vs 06-2026
08-2026: 0.4%▼ -6.2% vs 07-2026
09-2026: 0.4%● 0.0% vs 08-2026
10-2026: 0.4%● 0.0% vs 09-2026
- Sector Retail trade (NACE 47) raises the probability
- Founded in 1990 lowers the probability for this profile
- Size: total assets €245,491 lowers the probability for this profile
- Profit of €927 (FY 2025) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.21 in 2024; short-term debt: 80% and cash: 8.4% of total assets), and 80% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 36%, liquidity 16%, profitability 34%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d early
2022
76 d early
2021
24 d early
2020
23 d early
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €17,211
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-07-2026Annual accounts filed
- 31-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Retail tradeNACE 47530
- Founded
- 25-10-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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