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BHM

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198937 yrs activeRaymond Vander Bruggenlaan 100, 1070 Anderlecht, BelgiumKBO/BCE: BE 0436.768.927
Summary

BHM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,366 and a net result of €317. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 5349 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
BHMActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320NACE 60220
#7 oldest company in Anderlecht, Transport and storage sector1 site
Size
€20,843turnover 2025
Equity
€50,366
Profit
€317
Financial health
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts filed 24 d late0 of 8 deeds read
Why 70- Sector Land transport and transport via pipelines (NACE 49)- Size: turnover €20,843, total assets €51,157+ Founded in 1989+ Equity €50,366 (98.5% of total assets)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 98.5% of total assets
Liquidity 54-36
short-term debt 1.5% · cash 2.8%
Profitability 39+1
return on assets 0.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,991 companies)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%▲ +2.4% vs 12-2024 02-2025: 0.2%▲ +1.2% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▲ +11.5% vs 03-2025 05-2025: 0.2%▲ +5.7% vs 04-2025 06-2025: 0.2%▼ -8.8% vs 05-2025 07-2025: 0.2%▲ +23.0% vs 06-2025 08-2025: 0.3%▲ +38.3% vs 07-2025 09-2025: 0.2%▼ -36.2% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▲ +2.5% vs 12-2025 02-2026: 0.2%▲ +1.4% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +10.9% vs 03-2026 05-2026: 0.2%▲ +5.6% vs 04-2026 06-2026: 0.2%▼ -8.9% vs 05-2026 07-2026: 0.3%▲ +16.0% vs 06-2026 08-2026: 0.4%▲ +43.7% vs 07-2026 09-2026: 0.6%▲ +69.9% vs 08-2026highest value 10-2026: 0.6%● 0.0% vs 09-2026highest value
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Founded in 1989 lowers the probability for this profile
  • Size: turnover €20,843, total assets €51,157 raises the probability for this profile
  • Equity €50,366 (98.5% of total assets) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 40.17 against 29.63 in 2024; short-term debt: 1.5% and cash: 2.8% of total assets), and 1.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 92%, liquidity 59%, profitability 22%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: turnover €20,843, total assets €51,157
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €50,366 (98.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
25 d late
2023
6 d late
2022
24 d late
2021
26 d late
2020
6 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 38.7% · 5,349 companies 98.5% View
  • Positive: 5 profitable years in a rowprofit 2025: €317 5 years View
  • Active since 1989founded 15-02-1989 37 years View

By topic

Financials

Fiscal year
2025
Turnover
€20,843
Profit
€317
Solvency
98.5%
Turnover▼ 36.3%
Net result
20232025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 25-08-2025Annual accounts filed
  3. 06-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
15-02-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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