Summary
BEYOND is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €98k and a net result of €25k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 9863 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €98k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
30 d late
2022
31 d late
2021
38 d early
2020
50 d early
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€98k▲ 33.6%
2023 · €73k
2018: €217k
2019: €280k
2020: €290k
2021: €306k
2022: €62k
2023: €73k
2018 → 2024
Net result
€25k▲ 119%
2023 · €11k
2018: €17k
2019: €63k
2020: €10k
2021: €16k
2022: €-244k
2023: €11k
2018 → 2024
Total assets
€114k▲ 9.0%
2023 · €105k
2018: €288k
2019: €461k
2020: €409k
2021: €357k
2022: €104k
2023: €105k
2018 → 2024
Solvency
85.8%▲ 15.8pp
2023 · 70.0%
2018: 75.2%
2019: 60.7%
2020: 70.8%
2021: 85.7%
2022: 59.6%
2023: 70.0%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€290k-€306k▲ 5.6%€62k▼ 79.8%€73k▲ 18.1%€98k▲ 33.6%
Operating result€5k-€24k▲ 391%€-244k€12k€24k▲ 106%
Net result€10k-€16k▲ 62.3%€-244k€11k€25k▲ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 106% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€7k ▲ 96.1%
Current assets
€107k ▲ 6.0%
Equity and liabilities €114k
Equity
€98k ▲ 33.6%
Debt
€16k ▼ 48.4%
Debt's share of the balance-sheet total falls from 30.0% to 14.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
25.2%▲
2023 · 15.3%
ROA
21.6%▲
2023 · 10.7%
Debt ≤ 1 year
€16k▼
2023 · €31k
Income taxes
€375▲
2023 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€105k€114k▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€738€291▼
Furniture and vehicles24€3k€6k▲
Current assets29/58€101k€107k▲
Amounts receivable within one year40/41€74k€91k▲
Trade receivables40€23k€9k▼
Other amounts receivable41€50k€82k▲
Cash at bank and in hand54/58€22k€14k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€105k€114k▲
Equity10/15€73k€98k▲
Contributions10/11€200k€200k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-129k€-104k▲
Amounts payable17/49€31k€16k▼
Amounts payable within one year42/48€31k€16k▼
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€14k€8k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€972€1k▲
Gross operating margin9900€15k€30k▲
Operating profit (loss)9901€12k€24k▲
Financial income75/76B€250€1k▲
Recurring financial income75€250€1k▲
Financial charges65/66B€374€478▲
Recurring financial charges65€374€478▲
Profit (loss) for the period before taxes9903€12k€25k▲
Income taxes67/77€300€375▲
Profit (loss) for the period9904€11k€25k▲
Profit (loss) for the period to be appropriated9905€11k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-129k€-104k▲
Profit (loss) brought forward from the previous period14P€-140k€-129k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
State Gazette act
Incorporation · Founder
Founding capital · Bank account
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.62
Current ratio from 3.22 to 6.62; short-term debt falls from €31k to €16k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-244k
Net result drops to €-244k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 6.93
Current ratio from 3.40 to 6.93; short-term debt falls from €118k to €51k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Highest result since 2018net €63k ▲274%
Operating result €72k, net result €63k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2017
Ground area
2,016 m²
Building footprint
171 m²
Volume, LiDAR
840 m³
Parcel 12005D0145/00V000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BEYOND
since 20172.267.528.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005D0145/00V000 | Flanders | 2,016 m² | 1 · 171 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 479 EUR awarded · 479 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 479 EUR | 479 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 12,285 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.