BESI CONSTRUCT

Active

Private limited companyfounded 20215 yrs activeKoningin Astridlaan 59B, 1780 Wemmel, BelgiumKBO/BCE: BE 0766.293.763

Summary

The computed 12-month bankruptcy probability of BESI CONSTRUCT is 2.7% (moderate). The 2024 annual accounts show equity of €17k and a net result of €2k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability76▲+6

Solvency66▼-7

Growth78▲+26

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.52 against 1.48 in 2023; short-term debt: 59% and cash: 2% of total assets), but 59% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

41%

Return on assets

5.9%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

59 d late

2023

89 d late

2022

134 d late

2021

58 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€17k▲ 16.6%

2023 · €14k

2021: €12k 2022: €14k 2023: €14k

2021 → 2024

Total assets

€40k▲ 35.0%

2023 · €30k

2021: €13k 2022: €26k 2023: €30k

2021 → 2024

Net result

€2k▲ 1,004%

2023 · €214

2021: €2k 2022: €2k 2023: €214

2021 → 2024

Working capital

€12k▲ 63.5%

2023 · €8k

2021: €12k 2022: €14k 2023: €8k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€12k-€14k▲ 18.0%€14k▲ 1.5%€17k▲ 16.6%

Operating result€2k-€2k▲ 15.3%€3k▲ 24.8%€3k▲ 27.6%

Net result€2k-€2k▲ 14.9%€214▼ 90.0%€2k▲ 1,004%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen three years in a row; 2024 is 28% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €40k

11%

89.4%

Fixed assets €4k ▼ 36.2%

Current assets €36k ▲ 55.5%

Equity and liabilities €40k

41.0%

59.0%

Equity €17k ▲ 16.6%

Debt €24k ▲ 51.6%

Debt's share of the balance-sheet total rises from 52.5% to 59.0%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€6k▲

2023 · €3k

Cash flow

€5k▲

2023 · €790

Current ratio

1.52▲

2023 · 1.48

Debt to equity

1.44▲

2023 · 1.10

ROE

14.3%▲

2023 · 1.5%

ROA

5.9%▲

2023 · 0.7%

Interest coverage

33.96▲

2023 · 16.73

Debt ≤ 1 year

€24k▲

2023 · €16k

Income taxes

€964▼

2023 · €2k

Staff costs

€33k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines

Balance sheet Code20232024

Assets

Total assets20/58€30k€40k▲

Fixed assets21/28€7k€4k▼

Tangible fixed assets22/27€7k€4k▼

Furniture and vehicles24€7k€4k▼

Current assets29/58€23k€36k▲

Amounts receivable within one year40/41€22k€35k▲

Trade receivables40€9k€19k▲

Other amounts receivable41€13k€16k▲

Cash at bank and in hand54/58€1k€823▼

Equity and liabilities

Total equity and liabilities10/49€30k€40k▲

Equity10/15€14k€17k▲

Contributions10/11€10k€10k=

Capital10€10k-

Issued capital100€10k-

Profit (loss) carried forward14€4k€7k▲

Amounts payable17/49€16k€24k▲

Amounts payable within one year42/48€16k€24k▲

Trade debts44€14k€20k▲

Suppliers440/4€14k€20k▲

Taxes, remuneration and social security45€1k€3k▲

Taxes450/3€1k€1k▲

Remuneration and social security454/9-€2k

Income statement Code20232024

Remuneration, social security and pensions62-€33k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€576€2k▲

Other operating charges640/8€185€578▲

Gross operating margin9900€3k€40k▲

Operating profit (loss)9901€3k€3k▲

Financial income75/76B-€91

Recurring financial income75-€91

Financial charges65/66B€194€172▼

Recurring financial charges65€194€172▼

Profit (loss) for the period before taxes9903€2k€3k▲

Income taxes67/77€2k€964▼

Profit (loss) for the period9904€214€2k▲

Profit (loss) for the period to be appropriated9905€214€2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€4k€7k▲

Profit (loss) brought forward from the previous period14P€4k€4k▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

28-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 59 days late

2024

31-12

Financial Highest result since 2021net €2k ▲1004%

Operating result €3k, net result €2k, both a record.

28-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 89 days late

2023

31-12

Financial Weakest financial yearnet €214 ▼90%

Net result drops to €214, the lowest in the series; recovery starts the following year.

12-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 134 days late

2022

27-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 58 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wemmel · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningin Astridlaan 59B1780 Wemmel

Ground area

1.5 ha

Building footprint

3,330 m²

Volume, LiDAR

56,662 m³

2 parcels, Brussels, Flanders · tallest building 28.8 m, ±9 floors. Linked by address, not a title deed.

1 establishment unit

BESI CONSTRUCT

Forumlaan 25, 1020 BrusselGeneral construction of buildings

since 20212.317.204.195

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21818A0225/00W000	Brussels	9,110 m²	1 · 1,444 m²	28.8 m · 9 fl.
22662B0407/00D011	Flanders	6,201 m²	1 · 1,886 m²	15.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT

since 01-05-2026

Similar companies · same sector, comparable size

Etterbeek · Eq €16,608

CMJ Provoost

BE 0752.939.041

Middelkerke · Eq €16,608

RENEUF C&B

BE 0802.792.883

Sint-Niklaas · Eq €16,669

Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 2,273 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-04-2021

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

43221Plumbing work

43120Site preparation

43990Other specialised construction activities

53200Other postal and courier activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.