Bert Viaene
ActiveSummary
Bert Viaene has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €458k and a net result of €184k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 7.22 in 2024; short-term debt: 27.3% and cash: 23% of total assets), and 27.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
29.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
46 d early
2023
61 d early
2022
41 d early
2021
45 d early
2020
66 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€458k▲ 13.9%
2024 · €402k
2018: €78k
2019: €78k
2020: €69k
2021: €37k
2022: €165k
2023: €302k
2024: €402k
2018 → 2025
Total assets
€630k▲ 35.5%
2024 · €465k
2018: €230k
2019: €338k
2020: €429k
2021: €361k
2022: €482k
2023: €378k
2024: €465k
2018 → 2025
Net result
€184k▲ 56.5%
2024 · €117k
2018: €107k
2019: €149k
2020: €141k
2021: €183k
2022: €128k
2023: €137k
2024: €117k
2018 → 2025
Working capital
€445k▲ 13.6%
2024 · €392k
2018: €77k
2019: €73k
2020: €62k
2021: €26k
2022: €156k
2023: €296k
2024: €392k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€165k▲ 343%€302k▲ 82.8%€402k▲ 33.3%€458k▲ 13.9%
Operating result€239k-€182k▼ 23.8%€198k▲ 9.2%€161k▼ 18.8%€260k▲ 61.5%
Net result€183k-€128k▼ 30.0%€137k▲ 6.9%€117k▼ 14.2%€184k▲ 56.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €630k
Fixed assets
€13k ▲ 23.5%
Current assets
€617k ▲ 35.7%
Equity and liabilities €630k
Equity
€458k ▲ 13.9%
Debt
€172k ▲ 174%
Debt's share of the balance-sheet total rises from 13.5% to 27.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€268k▲
2024 · €163k
Cash flow
€192k▲
2024 · €119k
Current ratio
3.58▼
2024 · 7.22
Debt to equity
0.38▲
2024 · 0.16
ROE
40.1%▲
2024 · 29.2%
ROA
29.1%▲
2024 · 25.2%
Interest coverage
437.44▼
2024 · 832.38
Debt ≤ 1 year
€172k▲
2024 · €63k
Income taxes
€80k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€465k€630k▲
Fixed assets21/28€11k€13k▲
Tangible fixed assets22/27€11k€13k▲
Furniture and vehicles24€3k€6k▲
Other tangible fixed assets26€8k€7k▼
Current assets29/58€455k€617k▲
Amounts receivable within one year40/41€84k€96k▲
Trade receivables40€74k€96k▲
Other amounts receivable41€11k€0▼
Current investments50/53€225k€375k▲
Cash at bank and in hand54/58€143k€145k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€465k€630k▲
Equity10/15€402k€458k▲
Contributions10/11€19k€19k=
Reserves13€384k€440k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€382k€438k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€63k€172k▲
Amounts payable within one year42/48€63k€172k▲
Trade debts44€991€0▼
Suppliers440/4€991€0▼
Taxes, remuneration and social security45€20k€39k▲
Taxes450/3€20k€39k▲
Other amounts payable47/48€42k€134k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€892€982▲
Gross operating margin9900€164k€269k▲
Operating profit (loss)9901€161k€260k▲
Financial income75/76B€7k€4k▼
Recurring financial income75€6k€4k▼
Non-recurring financial income76B€2k€0▼
Financial charges65/66B€196€613▲
Recurring financial charges65€196€613▲
Profit (loss) for the period before taxes9903€168k€264k▲
Income taxes67/77€51k€80k▲
Profit (loss) for the period9904€117k€184k▲
Profit (loss) for the period to be appropriated9905€117k€184k▲
Appropriation of the result
Profit (loss) to be appropriated9906€117k€184k▲
Transfer from equity791/2€17k€128k▲
Transfer to equity691/2€117k€184k▲
To other reserves6921€117k€184k▲
Profit to be distributed694/7€17k€128k▲
Return on contributions (dividend)694€17k€128k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €184k ▲56.5%
Operating result €260k, net result €184k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.88
Current ratio from 1.49 to 4.88; short-term debt falls from €317k to €76k.
31-12
Financial
Equity above €200kEq €302k ▲82.8%
6 profitable years in a row build equity to €302k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲343%
5 profitable years in a row build equity to €165k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
01-03
State Gazette act
Board meeting · Director resignation
General meeting · Director appointment
01-03
State Gazette act
Board meeting · Director resignation
General meeting · Director appointment
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenstraat 149680 MaarkedalGround area
1,302 m²
Building footprint
131 m²
Volume, LiDAR
701 m³
Parcel 45011A0505/00K000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bert Viaene BV.
since 20152.240.457.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45011A0505/00K000 | Flanders | 1,302 m² | 1 · 131 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
6 locations
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,409 EUR awarded · 1,409 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,409 EUR | 1,409 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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AGILEO
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EXCELIO
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JUVO
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46190Agents in non-specialised wholesale trade
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.