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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BEN LEONARD is 0.7% (low). The 2025 annual accounts show equity of €21k and a net result of €95k. Its solvency ranks better than 35% of 4723 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-07-2026 | on the day | 2026-00361412 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€95k
Working capital€13k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 33.9% | 55.5% | |
| Net result | €95k | €38k | |
| Equity | €21k | €64k | |
| Gross operating margin | €132k | €61k | |
| Total assets | €61k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €131k |
| Net profit | €95k |
| Cash flow | €104k |
| Staff costs | - |
| Income taxes | €27k |
| Dividends | €85k |
| Total assets | €61k |
| Equity | €21k |
| Debt | €40k |
| of which ≤ 1y | €40k |
| of which > 1y | - |
| Working capital | €13k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.33 |
| Quick ratio | 1.33 |
| Working capital ratio | 21.9% |
| Solvency | 33.9% |
| Debt / equity | 1.95 |
| Long-term debt ratio | - |
| Interest coverage | 157.12 |
| Gross margin | - |
| Net margin | - |
| ROA | 155.4% |
| ROE | 458.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €61k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Financial fixed assets | 28 | €250 |
| Current assets | 29/58 | €54k |
| Amounts receivable within one year | 40/41 | €33k |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €61k |
| Equity | 10/15 | €21k |
| Contributions / capital | 10/11 | €1k |
| Reserves | 13 | €20k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €40k |
| Amounts payable within one year | 42/48 | €40k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €132k |
| Operating result | 9901 | €123k |
| Financial charges | 65 | €837 |
| Result before taxes | 9903 | €122k |
| Income taxes | 67/77 | €27k |
| Net result for the period | 9904 | €95k |
| Result to be appropriated | 9905 | €95k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed81
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 3 subsidiaries · 5 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationCapra Falco
since 20212.321.287.204
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,512 m²
Buildings2
Building footprint827 m²
Volume (LiDAR)27,790 m³
Tallest building41.3 m · ±12 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0596/00F000 | Brussels | 2,187 m² | 1 · 698 m² | 41.3 m · 12 fl. |
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts All acts · 3
updated 6 months ago
2026
02-02-2026 General meeting · Officer appointment · Permanent representative · Filing representative
- Publication: 02/02/2026 · PricewaterhouseCoopers Enterprise Advisory
- Filing: 26/01/2026 · PricewaterhouseCoopers Enterprise Advisory
- General meeting: 12/12/2025 · PricewaterhouseCoopers Enterprise Advisory
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2025-12-01 · Ben Leonard bv
- Permanent representative · Ben Leonard
- Filing representative: scope: publicatie in Bijlagen bij het Belgisch Staatsblad, wijziging KBO, ondertekening formulieren, verklaring Centraal register bestuursverboden, voor eensluidend verklaren documenten · Raphaël Achkar
- Filing representative: scope: publicatie in Bijlagen bij het Belgisch Staatsblad, wijziging KBO, ondertekening formulieren, verklaring Centraal register bestuursverboden, voor eensluidend verklaren documenten · Vicki Kaluza
- General meeting: 17/01/2026 · PricewaterhouseCoopers Enterprise Advisory
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2026-02-01 · Joris Lambrechts Consulting bv
- Permanent representative · Joris Lambrechts
- Filing representative: scope: publicatie in Bijlagen bij het Belgisch Staatsblad, wijziging KBO, ondertekening formulieren, verklaring Centraal register bestuursverboden, voor eensluidend verklaren documenten · Raphaël Achkar
- Filing representative: scope: publicatie in Bijlagen bij het Belgisch Staatsblad, wijziging KBO, ondertekening formulieren, verklaring Centraal register bestuursverboden, voor eensluidend verklaren documenten · Vicki Kaluza
Summary:
General meeting · Officer appointment · Permanent representative · Filing representative
02-02-2026 Act object · General meeting · Officer appointment · Permanent representative
- Act object: Nomination des administrateurs · PricewaterhouseCoopers Enterprise Advisory
- Publication: 02/02/2026 · PricewaterhouseCoopers Enterprise Advisory
- Filing: 26/01/2026 · PricewaterhouseCoopers Enterprise Advisory
- General meeting: 12/12/2025 · PricewaterhouseCoopers Enterprise Advisory
- Officer appointment: role: administrateur, term: durée indéterminée, start_date: 2025-12-01 · Ben Leonard BV
- Permanent representative · Ben Leonard
- Filing representative: scope: faire le nécessaire en vue de la publication des décisions susmentionnées aux Annexes du Moniteur belge, ainsi que de la modification des données dans la Banque-Carrefour des Entreprises · Raphaël Achkar
- Filing representative: scope: faire le nécessaire en vue de la publication des décisions susmentionnées aux Annexes du Moniteur belge, ainsi que de la modification des données dans la Banque-Carrefour des Entreprises · Vicki Kaluza
- General meeting: 17/01/2026 · PricewaterhouseCoopers Enterprise Advisory
- Officer appointment: role: administrateur, term: durée indéterminée, start_date: 2026-02-01 · Joris Lambrechts Consulting BV
- Permanent representative · Joris Lambrechts
- Filing representative: scope: faire le nécessaire en vue de la publication des décisions susmentionnées aux Annexes du Moniteur belge, ainsi que de la modification des données dans la Banque-Carrefour des Entreprises · Raphaël Achkar
- Filing representative: scope: faire le nécessaire en vue de la publication des décisions susmentionnées aux Annexes du Moniteur belge, ainsi que de la modification des données dans la Banque-Carrefour des Entreprises · Vicki Kaluza
Summary:
Act object · General meeting · Officer appointment · Permanent representative
2025
03-10-2025 Discharge granted to the board
Notary:
Joachim PEYLS · Tongeren-Borgloon
Analysis
Snowflake analysis
financial profile on 5 axes80
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
81
Profitability
100
Solvency
61
Growth
-
Stability
79
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Primary activity highlighted.
Names & trade names
| Legal nameNL | BEN LEONARD |
Registered office
Maalbeeklaan 7 bus E2
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.