BELMA PRO

Active

Private limited companyfounded 2024active for 2 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, Belgium593 active companies are registered at this addressKBO/BCE: BE 1005.093.016

Summary

The computed 12-month bankruptcy probability of BELMA PRO is 4.8% (elevated). The 2025 annual accounts show equity of €36,435 and a net result of €29,345. Its solvency ranks better than 19% of 34,789 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

BELMA PROActiveChecked score 39/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990

1 site

Size

≈ €380,000turnover 2025, estimated

Staff: ≈ 0 FTE, estimated
Equity: €36,435
Profit: €29,345

Turnover estimated from the gross margin

Financial health

39 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.8%

Structure

IUGA Ioan-VasileManaging director

2025 accounts filed 56 days late

Why 39raises riskFounded in 2024Last filed accounts filed 56 days late; 1 of the last 3 late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 30-09-2026)Show the evidence

Checked score

Score 2025

39 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 48% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 41-5

equity 16.3% of total assets

Liquidity 12+3

short-term debt 83.7% · cash 6.8%

Profitability 85+6

return on assets 13.2%

Bankruptcy probability, 12 months

4.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 02-2025: 1.9%lowest value 03-2025: 1.9%● unchanged vs 02-2025lowest value 04-2025: 2.0%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%▲ +0.3 percentage points vs 04-2025 06-2025: 2.4%▲ +0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.3 percentage points vs 06-2025 08-2025: 2.7%● unchanged vs 07-2025 09-2025: 3.4%▲ +0.7 percentage points vs 08-2025 10-2025: 3.3%▼ -0.1 percentage points vs 09-2025 11-2025: 3.2%▼ -0.1 percentage points vs 10-2025 12-2025: 3.4%▲ +0.2 percentage points vs 11-2025 01-2026: 3.6%▲ +0.2 percentage points vs 12-2025 02-2026: 3.7%▲ +0.1 percentage points vs 01-2026 03-2026: 3.8%▲ +0.1 percentage points vs 02-2026 04-2026: 3.8%● unchanged vs 03-2026 05-2026: 3.9%▲ +0.1 percentage points vs 04-2026 06-2026: 3.9%● unchanged vs 05-2026 07-2026: 3.9%● unchanged vs 06-2026 08-2026: 4.2%▲ +0.3 percentage points vs 07-2026 09-2026: 4.2%● unchanged vs 08-2026 10-2026: 4.8%▲ +0.6 percentage points vs 09-2026highest value

Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.04, compared with 1.22 in 2024, below the usual 1.5; short-term debt: 83.7% and cash: 6.8% of total assets), and 83.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 7% on liquidity, 69% on profitability and 98% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Last filed accounts filed 56 days late; 1 of the last 3 late

NBB · filings

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 30-09-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34789 sector peers (2025).

NBB · sector comparison

Position among 34789 sector peers

Solvency

better than 19%

← weakest strongest →

2025 accounts filed 56 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

56 days late

2024

25 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 41 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

05-10-2026 Registered officeRegistered-office move · Director in…
25-09-2026 Annual accounts filedfinancial year 2025 · micro…
25-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 19% on solvencysector median 46.8% · 34,789 companies 16.3% View
One director decidessole director in office 1 View
Total assets 20252 financial years filed €222,905 View

By topic

Financials

Financial year: 2025
Total assets: €222,905
Profit: €29,345
Solvency: 16.3%

Go to Financials

Board & ownership

Board: 1 member

IUGA Ioan-VasileManaging director

Go to Board & ownership

Timeline

Events: 5
Since: 2024
Next accounts: by 31-07-2027

29-11-2024Capital & shares · Amendment of the…
25-01-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other specialised construction activitiesNACE 43990
Founded: 23-01-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Who signs: Each director alone

Go to Articles of association

Key facts about BELMA PRO

What is the company number of BELMA PRO?: 1005.093.016. In Belgium the VAT number is the company number with BE in front: BE 1005.093.016.
Where is BELMA PRO based?: The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does BELMA PRO do?: According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of BELMA PRO?: Private limited company (BV).
When was BELMA PRO founded?: On 23-01-2024.
Is BELMA PRO still active?: Yes, BELMA PRO is an active enterprise in the KBO register.
What is the turnover of BELMA PRO?: €131,225 in financial year 2024, according to the filed annual accounts.Financials
Is BELMA PRO profitable?: In financial year 2025, BELMA PRO made a profit of €29,345.
Where can I find the annual accounts of BELMA PRO?: BELMA PRO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BELMA PRO due?: By 31-07-2027, for financial year 2026.Timeline