Skip to content

BARADI

Active
Private limited companyfounded 1988active for 38 yearsRue Gustave-Masset 91, 5030 Gembloux, BelgiumKBO/BCE: BE 0433.754.603
Summary

BARADI has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €103,366 and a net result of €15,081. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 23% of 305 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Other retail sale of food
NACE 47279
4 sites
Size
€927,941total assets 2026
Equity
€103,366
Profit
€15,081
Financial health
81 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 67 days early2 of 4 deeds read
Why 81raises riskSector: Retail trade (NACE 47)Equity €103,366 (11.1% of total assets)Liquidity: current ratio 0.92, cash €26,464, halvedlowers riskSize: total assets €927,941Show the evidence

Checked score

Score 2026
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 36% of its sector peers (NACE 47, micro)
Financial strength · tick = 2025
Weak
Solvency 36-13
equity 11.1% of total assets
Liquidity 15-17
short-term debt 72.4% · cash 2.9%
Profitability 41-26
return on assets 1.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,224 companies, NACE 47, micro)
Last 24 months 11-2024: 5.3%highest value 12-2024: 5.3%● unchanged vs 11-2024highest value 01-2025: 5.3%● unchanged vs 12-2024highest value 02-2025: 5.3%● unchanged vs 01-2025highest value 03-2025: 5.3%● unchanged vs 02-2025highest value 04-2025: 5.3%● unchanged vs 03-2025highest value 05-2025: 5.3%● unchanged vs 04-2025highest value 06-2025: 0.2%▼ -5.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.4%▲ +0.2 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.92, compared with 1.39 in 2025, below 1; short-term debt: 72.4% and cash: 2.9% of total assets), and 88.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 28% on solvency, 14% on liquidity, 31% on profitability and 73% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €927,941
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €103,366 (11.1% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.92, cash €26,464, halved
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 305 sector peers (2026).
NBB · sector comparison
Position among 305 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-08-2026, 67 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
67 days early
2025
153 days early
2024
on the day
2023
22 days late
2022
3 days late
2021
157 days late
2020
270 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (4 of the last 5 filed years within 67 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Equity above €100,000equity €103,366 ▲20.8%
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Caution: Result fell in 2026from €92,489 to €15,081 ▼ 83.7% View
  • Caution: Among the weakest 18% on equitysector median €677,657 · 305 companies €103,366 View
  • Active since 1988founded 28-03-1988 38 years View

By topic

Financials

Financial year
2026
Total assets
€927,941
Profit
€15,081
Solvency
11.1%
Total assets▲ 158%
Net result
20192026
Go to Financials

Timeline

Events
37
Since
1995
Next accounts
by 31-10-2027
  1. 30-05-2025Appointment: Adriaan Willems (director)
  2. 31-03-2025Back to profit
  3. 31-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Other retail sale of foodNACE 47279
Founded
28-03-1988
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Purpose
“La production,l’achat et la vente,en gros et au détail,la représentation,la promotion,la…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.