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BAM

Active
Private limited company (pre-2019)·Administratieve en ondersteunende activiteiten ten behoeve van kantoren· 37 yrs active
Pelserstraat 15 ·3680 Maaseik, Belgium
KBO/BCE: BE 0435.556.526
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Age37 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BAM is 0.3% (very low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 22-12-2025 40 d early 2025-00587003
30-06-2024 31-01-2025 02-12-2024 60 d early 2024-00607554
30-06-2023 31-01-2024 30-11-2023 62 d early 2023-00518618
30-06-2022 31-01-2023 02-12-2022 60 d early 2022-20529778
30-06-2021 31-01-2022 13-12-2021 49 d early 2021-79800327
30-06-2020 31-01-2021 07-12-2020 55 d early 2020-74500563
30-06-2019 31-01-2020 02-12-2019 60 d early 2019-75400346
30-06-2018 31-01-2019 09-11-2018 83 d early 2018-71900310
30-06-2017 31-01-2018 08-12-2017 54 d early 2017-71300110
30-06-2016 31-01-2017 07-12-2016 55 d early 2016-69400150

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Long track record Lower-failure-rate sector Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 22-12-2025 2025-00587003
30-06-2024 micro 02-12-2024 2024-00607554
30-06-2023 micro 30-11-2023 2023-00518618
30-06-2022 micro 02-12-2022 2022-20529778
30-06-2021 micro 13-12-2021 2021-79800327
30-06-2020 micro 07-12-2020 2020-74500563
30-06-2019 micro 02-12-2019 2019-75400346
30-06-2018 micro 09-11-2018 2018-71900310
30-06-2017 micro 08-12-2017 2017-71300110
30-06-2016 verkort 07-12-2016 2016-69400150

Structure & network

Locations & real estate

Establishment units

2 locations
Pelserstraat 15, 3680 Maaseik
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
since 19882.040.884.552
ARS PERENNIS
Bosstraat 67, 3680 MaaseikGespecialiseerde detailhandel in uurwerken en sieradenhorloges en sieraden
since 20012.040.884.651
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area341 m²
Buildings2
Building footprint334 m²
Volume (LiDAR)1,952 m³
Tallest building11.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72021E0040/00L000
ProtectedTownscape or village viewStadscentrum MaaseikSource ↗
Flanders 205 m² 1 · 198 m² 11.8 m · 1 fl.
72021E0110/00P000 Flanders 136 m² 1 · 136 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren82190Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770Detailhandel in antiquiteiten in winkels47791Detailhandel in antiquiteiten47791Gespecialiseerde detailhandel in uurwerken en sieradenhorloges en sieraden52484Detailhandel in antiquiteiten52501Vertalers en tolken74300Activiteiten van vertalers74301
Primary activity highlighted.
Names & trade names
Legal nameNL BAM
Registered office
Pelserstraat 15
3680 Maaseik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.