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BAKA

Active
Private limited companyfounded 199234 yrs activeRue Saint-Roch 34, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0447.658.364
Summary

BAKA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,862 and a net result of €13,506. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Wholesale trade
NACE 46630NACE 51820
#6 oldest company in Chaumont-Gistoux, Wholesale and retail trade sector1 site
Size
€83,331total assets 2025
Equity
€65,862
Profit
€13,506
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 39 d early0 of 2 deeds read
Why 98- Size: total assets €83,331+ Liquidity: current ratio 4.37, cash €32,802+ Founded in 1992+ Equity €65,862 (79.0% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 85% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 79.0% of total assets
Liquidity 92-5
short-term debt 21.0% · cash 39.4%
Profitability 89+89
return on assets 16.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 5 months 06-2026: 0.2%highest value 07-2026: < 0.1%▼ -69.2% vs 06-2026 08-2026: < 0.1%▼ -6.1% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 4.37, cash €32,802 lowers the probability
  • Founded in 1992 lowers the probability for this profile
  • Size: total assets €83,331 raises the probability for this profile
  • Equity €65,862 (79.0% of total assets) lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 4.37 against 6.62 in 2024; short-term debt: 21% and cash: 39.4% of total assets), and 21% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 91%, profitability 84%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 4.37, cash €32,802
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €83,331
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €65,862 (79.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
1 d early
2023
29 d early
2022
6 d early
2021
34 d early
2020
38 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €13,506
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Chaumont-Gistoux, Wholesale and retail trade…in the Checked rankings #6 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1992founded 17-06-1992 34 years View

By topic

Financials

Fiscal year
2025
Total assets
€83,331
Profit
€13,506
Solvency
79.0%
Total assets▲ 33.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 22-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 30-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46630
Founded
17-06-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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