B-Deck
ActiveB-Deck has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298k and a net result of €82k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+15
Solvency78▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 0.9 in 2024; short-term debt: 19.5% and cash: 18.1% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
109 d early
2024
on the day
2023
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€298k▲ 38.0%
2024 · €216k
2023: €143k
2024: €216k
2023 → 2025
Total assets
€564k▲ 6.8%
2024 · €528k
2023: €502k
2024: €528k
2023 → 2025
Net result
€82k▲ 11.2%
2024 · €74k
2023: €67k
2024: €74k
2023 → 2025
Working capital
€22k
2024 · €-11k
2023: €-38k
2024: €-11k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€143k-€216k▲ 51.1%€298k▲ 38.0%
Operating result€70k-€77k▲ 10.2%€85k▲ 9.5%
Net result€67k-€74k▲ 10.4%€82k▲ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets
€433k▲ 0.3%
Current assets
€132k▲ 35.9%
Equity and liabilities €564k
Equity
€298k▲ 38.0%
Debt
€266k▼ 14.8%
The debt ratio falls from 59.2% to 47.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k
Cash flow
€82k
Solvency
52.8%▲
2024 · 40.8%
Current ratio
1.20▲
2024 · 0.90
Quick ratio
1.20▲
2024 · 0.90
Debt / equity
0.89▼
2024 · 1.45
ROE
27.5%▼
2024 · 34.2%
ROA
14.5%▲
2024 · 14.0%
Interest coverage
7.73
Debt
€266k▼
2024 · €313k
Debt ≤ 1 year
€110k▲
2024 · €108k
Debt > 1 year
€154k▼
2024 · €202k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€528k€564k▲
Fixed assets21/28€431k€433k▲
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Financial fixed assets28€431k€431k=
Current assets29/58€97k€132k▲
Amounts receivable within one year40/41€14k€29k▲
Trade receivables40€14k€29k▲
Current investments50/53€40k€0▼
Cash at bank and in hand54/58€43k€102k▲
Deferred charges and accrued income490/1€155€158▲
Equity and liabilities
Total equity and liabilities10/49€528k€564k▲
Equity10/15€216k€298k▲
Contributions10/11€76k€76k=
Reserves13€140k€222k▲
Distributable reserves133€140k€222k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€313k€266k▼
Amounts payable after more than one year17€202k€154k▼
Financial debts170/4€202k€154k▼
Amounts payable within one year42/48€108k€110k▲
Current portion of amounts payable after more than one year42€46k€48k▲
Trade debts44€39€41▲
Suppliers440/4€39€41▲
Taxes, remuneration and social security45€26k€28k▲
Taxes450/3€26k€28k▲
Other amounts payable47/48€36k€34k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6
Other operating charges640/8€204€610▲
Gross operating margin9900€77k€85k▲
Operating profit (loss)9901€77k€85k▲
Financial income75/76B€26k€27k▲
Recurring financial income75€26k€27k▲
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€90k€101k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€74k€82k▲
Profit (loss) for the period to be appropriated9905€74k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€82k▲
Transfer to equity691/2€73k€82k▲
To other reserves6921€73k€82k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €82k ▲11.2%
Operating result €85k, net result €82k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €216k ▲51.1%
2 profitable years in a row build equity to €216k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bovenstraat 149850 DeinzeGround area
1,419 m²
Building footprint
215 m²
Parcel 44030C0148/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
B-Deck
since 20232.339.526.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44030C0148/00P000 | Flanders | 1,419 m² | 1 · 215 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
25110Manufacture of metal structures and parts of structures
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.