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B.C.D. EXPRESS

Active
Public limited companyfounded 1988active for 38 yearsGeneraal Jacqueslaan 135, 1050 Elsene, BelgiumKBO/BCE: BE 0433.310.876
Summary

B.C.D. EXPRESS has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €829,926 and a net result of €16,786. Equity is growing by about 5.8% per year across the filed financial years. Its solvency ranks better than 85% of 2,804 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
B.C.D. EXPRESSActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100
7 sites
Size
≈ €1.4mturnover 2025, estimated
Staff
13.7 FTE
Equity
€829,926
Profit
€16,786
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
2
2025 accounts 49 days early3 of 9 deeds summarised
Why 96lowers riskLiquidity: current ratio 2.55, cash €249,923Equity €829,926 (84.2% of total assets)Founded in 1988Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 82, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.2% of total assets
Liquidity 78+1
short-term debt 15.3% · cash 25.4%
Profitability 71-5
return on assets 1.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,121 companies, NACE 82, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.55, compared with 2.01 in 2024, above the usual 1.5; short-term debt: 15.3% and cash: 25.4% of total assets), and 15.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 89% on solvency, 90% on liquidity, 60% on profitability and 42% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.55, cash €249,923
NBB · annual accounts
lowers risk · Equity €829,926 (84.2% of total assets)
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
31 days early
2023
34 days early
2022
49 days early
2021
30 days late
2020
2 days late
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Damien De Biolley (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Reappointments: Angelo Portolani, Damien de Biolley…Gazette deed

Key points

  • Positive: Among the best 16% on solvencysector median 41.4% · 2,804 companies 84.2% View
  • A director leftlatest change 11-05-2026 · 2 in office 1 left View
  • Positive: 5 profitable years in a rowprofit 2025: €16,786 5 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€985,347
Profit
€16,786
Solvency
84.2%
Total assets▼ 4.9%
Net result
20182025
Go to Financials

Timeline

Events
45
Since
1989
Next accounts
by 31-07-2027
  1. 30-06-2025Annual accounts filed
  2. 06-01-2025Resignation: EuropeanTrustInvestmentNV (director)
  3. 27-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
7
Legal form
Public limited company
Activity
Office administrative and support servicesNACE 82100
Founded
16-02-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about B.C.D. EXPRESS

What is the company number of B.C.D. EXPRESS?
0433.310.876. In Belgium the VAT number is the company number with BE in front: BE 0433.310.876.
Where is B.C.D. EXPRESS based?
The registered office is at Generaal Jacqueslaan 135, 1050 Elsene.Company details
What does B.C.D. EXPRESS do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of B.C.D. EXPRESS?
Public limited company (NV).
When was B.C.D. EXPRESS founded?
On 16-02-1988.
Is B.C.D. EXPRESS still active?
Yes, B.C.D. EXPRESS is an active enterprise in the KBO register.
How many employees does B.C.D. EXPRESS have?
On average 13.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of B.C.D. EXPRESS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is B.C.D. EXPRESS profitable?
In financial year 2025, B.C.D. EXPRESS made a profit of €16,786.
Where can I find the annual accounts of B.C.D. EXPRESS?
B.C.D. EXPRESS filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.C.D. EXPRESS due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

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