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B.C.D.E.M.

Active
Clos Chanmurly 13 ·4000 Liège, Belgium
KBO/BCE: BE 0800.169.628
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of B.C.D.E.M. is 0.8% (low). The 2024 annual accounts show equity of €7k and a net result of €-15k. Its solvency ranks better than 20% of 12464 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 12464 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-15k
Working capital€7k-67.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20kOperating result 2023: €27k€27kNet result 2023: €21k€21kOperating result 2024: €-14k€-14kNet result 2024: €-15k€-15k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 21.8% 60.6%
better than 20% of 12464 sector peers
Net result €-15k €31k
better than 6% of 12466 sector peers
Equity €7k €63k
better than 14% of 12472 sector peers
Gross operating margin €-13k €52k
better than 5% of 12452 sector peers
Total assets €32k €124k
better than 11% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-15k
- far below sector median
Total assets
€32k
+9.3% -64% vs sector
Equity
€7k
-67.5% -75% vs sector
Working capital
€7k
-67.5% -68% vs sector
Income taxes
€827
-86.0% -93% vs sector
Debt
€25k
+222.1% -48% vs sector
Debt ≤ 1y
€25k
+222.1% -48% vs sector
Current ratio
1.28
-66.1% -17% vs sector
Quick ratio
1.28
-66.1% -17% vs sector
Solvency
21.8%
-70.3% -52% vs sector
Debt / equity
3.58
+891.4% +198% vs sector
ROE
-207.8%
- far below sector median
ROA
-45.4%
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-15k
Cash flow-
Staff costs-
Income taxes€827
Dividends-
Total assets€32k
Equity€7k
Debt€25k
of which ≤ 1y€25k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.28
Quick ratio1.28
Working capital ratio21.8%
Solvency21.8%
Debt / equity3.58
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-45.4%
ROE-207.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€32k
Current assets 29/58€32k
Amounts receivable within one year 40/41€24k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€32k
Equity 10/15€7k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€25k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€14k
Income statement
Gross operating margin 9900€-13k
Operating result 9901€-14k
Financial income 75€252
Financial charges 65€347
Result before taxes 9903€-14k
Income taxes 67/77€827
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
37 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
52 companies at this address See who is registered here

Establishment units

1 location
B.C.D.E.M.
Clos Chanmurly 13, 4000 LiègeDetailhandel in computers, randapparatuur en software in gespecialiseerde winkels
since 20232.347.406.433
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,139 m²
Buildings1
Building footprint426 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62078A0391/00K002 Wallonia 2,138 m² 1 · 426 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health37Profitability0Solvency36Growth32Stability94
40 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 37
Profitability 0
Solvency 36
Growth 32
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR B.C.D.E.M.
Registered office
Clos Chanmurly 13
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.