Summary
AXVAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €377k and a net result of €118k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 8023 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
21 d early
2024
28 d late
2023
1 d late
2022
9 d late
2021
17 d late
2020
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€377k▼ 10.4%
2024 · €421k
2020: €2k
2021: €47k
2022: €170k
2023: €379k
2024: €421k
2020 → 2025
Net result
€118k▲ 31.5%
2024 · €89k
2020: €2k
2021: €45k
2022: €125k
2023: €208k
2024: €89k
2020 → 2025
Total assets
€482k▲ 3.7%
2024 · €465k
2020: €10k
2021: €107k
2022: €212k
2023: €409k
2024: €465k
2020 → 2025
Solvency
78.3%▼ 12.3pp
2024 · 90.6%
2020: 23.9%
2021: 44.1%
2022: 80.4%
2023: 92.6%
2024: 90.6%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€170k▲ 261%€379k▲ 122%€421k▲ 11.2%€377k▼ 10.4%
Operating result€58k-€161k▲ 179%€154k▼ 4.1%€110k▼ 28.5%€149k▲ 34.8%
Net result€45k-€125k▲ 179%€208k▲ 67.0%€89k▼ 57.1%€118k▲ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€65k ▲ 756%
Current assets
€417k ▼ 8.7%
Equity and liabilities €482k
Equity
€377k ▼ 10.4%
Debt
€104k ▲ 139%
Debt's share of the balance-sheet total rises from 9.4% to 21.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
31.2%▲
2024 · 21.2%
ROA
24.4%▲
2024 · 19.2%
Debt ≤ 1 year
€104k▲
2024 · €44k
Income taxes
€33k▲
2024 · €24k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€465k€482k▲
Fixed assets21/28€8k€65k▲
Tangible fixed assets22/27€4k€61k▲
Land and buildings22€4k€3k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24-€56k
Financial fixed assets28€4k€4k=
Current assets29/58€457k€417k▼
Amounts receivable after more than one year29€70k€0▼
Trade receivables290€70k€0▼
Amounts receivable within one year40/41€73k€70k▼
Trade receivables40€13k€55k▲
Other amounts receivable41€60k€15k▼
Current investments50/53€294k€307k▲
Cash at bank and in hand54/58€20k€38k▲
Deferred charges and accrued income490/1€746€1k▲
Equity and liabilities
Total equity and liabilities10/49€465k€482k▲
Equity10/15€421k€377k▼
Contributions10/11€100€100=
Profit (loss) carried forward14€421k€377k▼
Amounts payable17/49€44k€104k▲
Amounts payable within one year42/48€44k€104k▲
Trade debts44€20€1k▲
Suppliers440/4€20€1k▲
Taxes, remuneration and social security45€14k€33k▲
Taxes450/3€14k€30k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€30k€70k▲
Income statement
Code20242025
Non-recurring operating income76A€50€0▼
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€6k▲
Other operating charges640/8€118€120▲
Gross operating margin9900€112k€156k▲
Operating profit (loss)9901€110k€149k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€320€28▼
Recurring financial charges65€320€28▼
Profit (loss) for the period before taxes9903€113k€151k▲
Income taxes67/77€24k€33k▲
Profit (loss) for the period9904€89k€118k▲
Profit (loss) for the period to be appropriated9905€89k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€468k€538k▲
Profit (loss) brought forward from the previous period14P€378k€421k▲
Profit to be distributed694/7€47k€161k▲
Return on contributions (dividend)694€47k€161k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Highest result since 2020net €208k ▲67%
Net result €208k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 13.29
Current ratio from 4.98 to 13.29; short-term debt falls from €42k to €30k.
31-12
Financial
Equity above €200kEq €379k ▲122%
4 profitable years in a row build equity to €379k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 4.98
Current ratio from 1.70 to 4.98; short-term debt falls from €60k to €42k.
31-12
Financial
Equity above €150kEq €170k ▲261%
3 profitable years in a row build equity to €170k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bel 252440 GeelGround area
786 m²
Building footprint
135 m²
Volume, LiDAR
885 m³
Parcel 13008I1635/00B009, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AXVAN
since 20202.309.339.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008I1635/00B009 | Flanders | 786 m² | 1 · 135 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE BLUE SKY
BE 0720.580.237
La Hulpe · Eq €377,210
Pavia
BE 0841.892.890
Kortrijk · Eq €377,352
DOLUANTO
BE 0471.558.966
Koksijde · Eq €377,410
Nuyts Guy
BE 0642.639.252
Mol · Eq €377,099
DIMARLOG
BE 0598.688.453
Wuustwezel · Eq €377,505
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.